It’s becoming more important for advisors to leverage technology to maintain an audit trail showing compliance that you’re doing the right thing
Advisors should help clients discuss the importance of money management with their children
‘Naming and shaming’ is ineffective and dysfunctional. It needs to be replaced by a practical mechanism that produces binding decisions
An experienced litigation lawyer offers four major reasons why complaints from senior clients, and subsequent action from regulators, is becoming more common
As the need for food is only going to increase, there are plenty of investment opportunities for long-term investors concerned about food security
Make sure you keep a record of the clients you meet at your home office to be able to deduct expenses
Financial planners need to ensure that their clients are not overinvested in momentum funds
Financial services regulators, SROs and legislators should work more closely together to kick out scoundrels and collect the money owed in fines
Advisors need to keep an eye on the changes taking place among clients, markets and companies so they can make the necessary alterations to clients’…
Federally, the top tax kicks in once taxable income is above $138,586, but provincially, the threshold is all over the map
Canadian financial services institutions need to consider a broader spectrum of devices for imparting financial advice and delivering services
Financial planners risk losing business if they don’t recognize that women have more power and money now than ever before
Investors’ freedom of choice is somewhat illusory. But we can change that and, in the process, make things better for investors and advisors alike
Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action
FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules
Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change
Services include addressing investor requirements and mitigating compliance risk
Alain Brisebois of CWP Energy discusses these often-misunderstood products
Erika Toth of BMO Global Asset Management shares her thoughts on the ETF landscape
Four takeaways from a fireside chat with Ken Bentsen and Urban Funered
SIMA’s three-step plan tackles RRIF rules, investment management fee taxation and more
Government policies must align with economic realities and demographic trends
Client-facing technology plays a vital role in achieving organic growth
Engage younger investors on their terms
Advisor time constraints, attrition are controllable factors
Expect low- to mid-single-digit returns long term, and there are storm clouds on the horizon
The differences between evergreen and traditional private investment funds, and the importance of due diligence
Regulatory efficiency saves costs and ultimately benefits investors
Advisors play an important role in enhancing resiliency
The best solution to the complex transition may be flexibility
30 years after the launch of what would become FP Canada, the modern profession has learned 5 important lessons
We need to show young talent how rewarding the profession can be
Why financial planners and other financial services professionals work better together
The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations
AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role
Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago
Focus on the end-to-end advisor experience with tools and implement change management best practices
Start thinking differently about your retired and soon-to-be retired clients
Canadian women will control almost $4 trillion in financial assets by 2028, according to a CIBC estimate — yet they’re still poorly served by advisors
Continued growth and innovation are expected
Why one portfolio manager believes ETFs have revolutionized the investment landscape
Permanent insurance also has a host of other tax benefits
Federal budget did little to invigorate sluggish investment spending
Tech, profound shocks have changed investor behaviour
A new approach is needed to replace failed government programs
In his final column, Cary List shares his thoughts on the future of financial planning
The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future
Financial planners can play a key role in rebuilding Canadians’ confidence
They’re not right for all clients though, and not all advisors either
Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself
Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater
Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms
Five messages that turn transparency into a competitive advantage
How to construct and reallocate portfolios through a risk-first lens
Correlated markets demand a new best practice in portfolio construction: 40/30/30
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
President Trump’s America First policies represent a ground shift, but it’s never a good idea to chase headlines
Agency provides examples of when income-earning purpose is met
Taxpayer penalized for overcontribution after relying on My Account information
Advisors should speak to clients annually about crystallization
It’s time to address retirement security by reclaiming Canada’s institutional ambition
Their emphasis on principles-based regulation and education is falling short
Regulatory reforms miss an opportunity to establish meaningful competence requirements
Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business
Financial advisors can build deeper connections with clients by using active listening skills
Financial advisors should be aware of how to identify and engage effectively with vulnerable clients
Capital markets are increasingly global — so are Canadian securities class actions
OSC document request set aside for being “unreasonable” and contrary to Charter of Rights and Freedoms
The ASC has sanctioned James Domenic Floreani, its first full proceeding against a finfluencer
Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises
A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability
Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value
Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive
Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled
Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets
Dan Richards talks disruption on the Canadian Advisor.cast
Desjardins Group says business investment will be weak in 2026, another risk-off year
David Chilton talks social media, finfluencers and algorithms on the Canadian Advisor.cast
Public database of proxy voting records aims to better align asset managers and owners
Evolving expectations leave some managers struggling
Opinion: The backlash has limited prospects for four reasons
Get the inside scoop, from fund features to volatility and risk
Volatility is stressful but not novel, and ETFs can work in a jarring investing climate
An enhanced Canadian ESG identification framework is advancing on a foundation of international and domestic norms
Identify companies that understand the difference
Help clients identify companies with meaningful purpose
The increase in ESG reporting hasn’t been accompanied by improvements to society and the environment
6 conversation-starters that will resonate with Millennials and Gen Z
How to know if a client relationship poses a potential conflict and what to do about it
How to get to the next generation by solving for your elderly clients’ pain points
Beware of shiny objects — with market froth waning, fundamental strength will overtake momentum next year
Markets cling to optimism as geopolitical and economic uncertainty test the limits of investor faith