Investment Funds

Paul Bourque

Paul Bourque is president and CEO of the Investment Funds Institute of Canada (IFIC), the voice of Canada’s investment fund managers and distributors. IFIC provides a forum for the industry and policy-makers to work together to foster integrity and investor confidence.

Clear, consistent terminology and definitions must be established

  • March 18, 2020 March 18, 2020
  • 17:18

Unclear rules could deter registered individuals from actively contributing to their communities

  • January 22, 2020 January 22, 2020
  • 14:51

Studies show investors are largely satisfied with the advice they receive

  • September 18, 2019 November 10, 2019
  • 16:36

The CSA’s renewed system project is an opportunity for the regulator to innovate

  • July 18, 2019 November 10, 2019
  • 15:34

Getting a contact name early can help advisors manage issues before they arise

  • May 15, 2019 November 10, 2019
  • 16:00

Research shows that behavioural insights can improve the way information is shared with investors

  • March 13, 2019 November 10, 2019
  • 16:40

Regulators need to introduce systemic changes that will control the growth of regulation, improve regulatory efficiency and reduce the regulatory burden

  • January 17, 2019 November 10, 2019
  • 06:00

Existing research shows that providing investors with clear and timely information, in a format that’s proven to be effective, can only lead to better outcomes

  • November 15, 2018 November 10, 2019
  • 06:00

Having both products as investment options enhances the ability of advisors to create portfolios that best meet their clients’ needs

  • September 13, 2018 November 10, 2019
  • 06:00

The aging of Canada’s population raises challenging legal, regulatory and ethical questions

  • July 19, 2018 November 10, 2019
  • 06:00

More columnists

Advisor at Risk

Ellen Bessner

How to listen to your clients

What your clients really need is for you to hear them, but how do you do that?

  • March 31, 2020 March 31, 2020
  • 16:49

Preparing for the second phone call

It’s important to keep in touch with clients regularly right now — especially clients who are alone

  • March 23, 2020 March 23, 2020
  • 17:03

Call your clients

Here is a list of what to talk about

  • March 17, 2020 March 17, 2020
  • 18:04

This coffee shop offers a blueprint on how to build your business

Balzac’s founder Diana Olsen has achieved success by sticking to her strengths — and you can too

  • March 6, 2020 March 13, 2020
  • 14:33
Compliance CX

Susan Silma

What to do about market scares? Help your clients manage their fears

How to help clients avoid panic and stay focused on the long term

  • March 24, 2020 March 24, 2020
  • 16:07

5 ways you can increase client engagement during RRSP season

Take the time to help your clients become more financially literate. It’s worth it — for you and for them.

  • January 29, 2020 January 29, 2020
  • 15:25

Client-focused reforms: How advisors can turn regulation into opportunity

Advisors can deliver better outcomes for their clients by getting ahead of their regulatory obligations

  • November 20, 2019 November 20, 2019
  • 14:59

Helping clients understand what they’re paying for advice

Advisors can build trust with clients by explaining fees

  • September 25, 2019 November 11, 2019
  • 15:42
Technology

David Reeve

Trust, disclosure and technology

How being transparent with your clients can help build stronger relationships

  • March 20, 2020 March 20, 2020
  • 16:09

The forces of technology: automation and augmentation

Using technology to augment your practice can help strengthen your relationships with clients

  • January 24, 2020 January 24, 2020
  • 16:18

The impact of the new client-focused reforms on your practice

Technology solutions can help advisors meet compliance obligations

  • November 8, 2019 January 22, 2020
  • 16:20

The emergence of the hybrid advisor

How embracing technology can help you build stronger client relationships

  • September 13, 2019 November 10, 2019
  • 16:24
Investment Funds

Paul Bourque

Responsible investing: a growing priority for Canadians

Clear, consistent terminology and definitions must be established

  • March 18, 2020 March 18, 2020
  • 17:18

Regulators must clarify approach to outside business activities

Unclear rules could deter registered individuals from actively contributing to their communities

  • January 22, 2020 January 22, 2020
  • 14:51

Canadian investors value advice

Studies show investors are largely satisfied with the advice they receive

  • September 18, 2019 November 10, 2019
  • 16:36

Thinking outside the box: the CSA as a fintech adopter

The CSA’s renewed system project is an opportunity for the regulator to innovate

  • July 18, 2019 November 10, 2019
  • 15:34
Tax Matters

Jamie Golombek

Looking ahead to the federal budget

The C.D. Howe Institute’s “shadow budget” makes a number of recommendations for the feds to consider

  • March 13, 2020 March 13, 2020
  • 17:00

RRSP season or TFSA season?

Some clients may be better off contributing to a TFSA, but their contribution room will depend on when they turned 18

  • February 12, 2020 February 13, 2020
  • 15:22

TFSAs for 2020…and beyond

A report suggests the feds could make TFSAs even more useful

  • January 16, 2020 January 22, 2020
  • 14:37

Year-end charitable strategies for your clients to consider

Help your clients navigate charitable donations, tax-gain donating and donor-advised funds

  • November 22, 2019 November 22, 2019
  • 16:21

The next decade for ETFs

Opinions on where the ETF industry will be in 2030

  • March 3, 2020 March 13, 2020
  • 16:00

How to use ETFs for responsible investing

Today's product offering allows you to build globally diversified portfolios for responsible investors

  • November 5, 2019 December 12, 2019
  • 16:00

Explaining ETF portfolios to clients

How to communicate the essentials without getting lost in the weeds

  • September 20, 2019 November 13, 2019
  • 00:32

When and why to use factor investing

Part 2 of a series on multi-factor ETFs

  • August 6, 2019 November 10, 2019
  • 16:00
Industry Perspectives

Ian Russell

Expect structural change in the investment industry as competitive conditions intensify

Scale is vital to the success of smaller investment dealers

  • February 12, 2020 March 13, 2020
  • 15:47

Industry engagement key to burden reduction measures

Engaging with regulators is an important part of ensuring new rules are implemented effectively

  • December 18, 2019 December 18, 2019
  • 16:13

Changing the game on cross-border data processing

Why strengthening personal data protections poses a looming challenge for the Canadian investment industry

  • October 16, 2019 November 10, 2019
  • 16:41

Lessons from the recent GMP Capital transaction

Why well-managed small and mid-size independent dealers are competing effectively

  • August 15, 2019 November 10, 2019
  • 12:33

Are ETFs riskier than mutual funds?

It’s the underlying holdings that are important — not the structure of the investment

  • February 4, 2020 February 3, 2020
  • 16:00

Eight tips for trading ETFs

Make sure you’re getting the most out of your trades

  • January 7, 2020 January 3, 2020
  • 16:00

Myth: ETFs can “become” the market

Dispelling a misconception that has developed over time

  • December 3, 2019 January 8, 2020
  • 16:00

Could ETFs cause a market crash?

Debunking the myth that ETFs cause market instability

  • September 3, 2019 November 17, 2019
  • 15:00
Responsible Investing

Dustyn Lanz

Why some ESG funds hold oil and gas stocks

There are inclusionary and exclusionary approaches to responsible investing

  • January 31, 2020 March 6, 2020
  • 15:53

Research shows investors value sustainability

Study finds causal evidence that retail investors will move assets into RI funds if it is made easier to do so

  • October 11, 2019 November 16, 2019
  • 15:19

New diversity data coming for responsible investors

Upcoming disclosure requirements will provide a wealth of diversity data that goes beyond gender

  • August 16, 2019 November 16, 2019
  • 15:55

Sustainable finance: three things advisors need to know

What is sustainable finance, and what does the recent report from Canada’s Expert Panel on Sustainable Finance mean for advisors?

  • June 21, 2019 November 16, 2019
  • 13:49
Focus on Financial Planning

Cary List

Vision 2020: Taking stock a decade later

Stakeholders must continue working together to ensure all Canadians have the tools they need to achieve financial wellness

  • December 12, 2019 December 12, 2019
  • 16:50

Why enforcement is more critical than ever

The vigilant enforcement of professional standards is essential to protect consumers and to maintain the integrity of the financial planning profession

  • October 18, 2019 November 10, 2019
  • 16:24

Leveraging behavioural economics to improve client outcomes

Financial planners need a strong understanding of the behavioural factors that come into play when creating and implementing a financial plan

  • August 23, 2019 November 10, 2019
  • 17:24

A welcome new regulatory era in Ontario

The FSRA’s regulation of advisor and planner titles could influence policy in other jurisdictions

  • June 28, 2019 November 10, 2019
  • 13:43
Focus on Financial Planning

Keith Costello

Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

  • November 15, 2019 November 16, 2019
  • 15:31

Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

  • September 20, 2019 November 16, 2019
  • 10:50

Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

  • August 7, 2019 November 16, 2019
  • 17:02

Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

  • May 31, 2019 November 16, 2019
  • 15:54

Technology will drive harmonization, regulators say

The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations

  • January 2, 2018 November 14, 2019
  • 10:30

AI is not just another fad

AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role

  • October 29, 2017 November 14, 2019
  • 13:00

Is financial services the next music industry?

Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago

  • September 4, 2017 November 14, 2019
  • 17:00

Clients want humans, not robots

Far from replacing interaction with real people, technology strengthens the financial advisor’s client service

  • July 10, 2017 November 14, 2019
  • 05:00
Cybersecurity

Yan Huard

Managing the risks related to social media

Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself

  • September 20, 2017 November 17, 2019
  • 16:20

Why security professionals fell short on ransomware attacks

Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater

  • July 27, 2017 November 17, 2019
  • 05:00

Cyberthreats extend beyond money

Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms

  • May 25, 2017 November 17, 2019
  • 09:30

Cloud computing: Bringing light to security issues

Now is the time to adopt a concerted cloud migration strategy because the security challenges associated with this technology will be on our radar screens…

  • March 23, 2017 November 17, 2019
  • 06:00
Responsible Investing

Deb Abbey

The need for sustainable business supply chains is growing

Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises

  • February 21, 2017 November 17, 2019
  • 06:00

Opportunity knocks for investors who want to make an impact

A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability

  • October 20, 2016 November 17, 2019
  • 05:00

Diversity makes dollars and sense

Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value

  • August 18, 2016 November 17, 2019
  • 05:00

Good corporate governance matters

You can play an active role in ensuring company executives and directors are working in the best interests of their shareholders

  • June 16, 2016 November 17, 2019
  • 05:00
Protecting Investors

Neil Gross

Be bold, regulators

Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive

  • October 31, 2016 November 10, 2019
  • 05:00

Non-GAAP metrics: investors’ little helpers or harmful nonsense?

Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled

  • October 3, 2016 November 10, 2019
  • 05:00

Class dismissed

Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets

  • September 6, 2016 November 10, 2019
  • 09:00

Why is deficient issuer disclosure allowed to persist?

Data show that investors routinely receive, or are at risk of receiving, seriously bad disclosure from reporting issuers more than a quarter of the time

  • August 8, 2016 November 10, 2019
  • 06:30
Protecting Investors

Ermanno Pascutto

The CSA must act on critical reforms

Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action

  • March 2, 2014 November 10, 2019
  • 16:31

Treat shareholders fairly when venture issuers raise capital

FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules

  • February 3, 2014 November 10, 2019
  • 06:15

Reform of accredited investor exemption is needed

Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change

  • January 6, 2014 November 10, 2019
  • 06:30

Canadians deserve real price competition in mutual funds

Paying fees for financial advice separately from those of financial products would result in price competition and better advice

  • November 25, 2013 November 10, 2019
  • 06:00