Investment Funds

Paul Bourque

Paul Bourque is president and CEO of the Investment Funds Institute of Canada (IFIC), the voice of Canada’s investment fund managers and distributors. IFIC provides a forum for the industry and policy-makers to work together to foster integrity and investor confidence.

Existing research shows that providing investors with clear and timely information, in a format that’s proven to be effective, can only lead to better outcomes

  • November 15, 2018 November 10, 2019
  • 06:00

Having both products as investment options enhances the ability of advisors to create portfolios that best meet their clients’ needs

  • September 13, 2018 November 10, 2019
  • 06:00

The aging of Canada’s population raises challenging legal, regulatory and ethical questions

  • July 19, 2018 November 10, 2019
  • 06:00

A co-ordinated approach that doesn’t duplicate existing regulatory oversight will address an important regulatory gap in investor protection

  • May 17, 2018 November 10, 2019
  • 07:00

Recent research reveals there are more informed investors who ask questions and are more engaged in their investment decisions

  • March 14, 2018 November 10, 2019
  • 14:00

More columnists

Tax Matters

Jamie Golombek

Help your clients plan for instalment payments

Clients can minimize payments by choosing the calculation method that best suits them

  • September 25, 2020 September 25, 2020
  • 15:27

After the CERB…

Breaking down eligibility requirements for three new government benefits

  • August 28, 2020 August 28, 2020
  • 15:28

Tax compliance for clients with U.S. property

The CRA has taken an interest in U.S. real estate transactions

  • July 31, 2020 July 31, 2020
  • 16:00

Prescribed rate loan planning

Help your clients with their income splitting strategies

  • July 3, 2020 July 3, 2020
  • 15:31
Industry Perspectives

Ian Russell

More effort needed to achieve task force policy objectives

Overlapping regulatory agendas will require constructive coordination

  • September 23, 2020 September 23, 2020
  • 16:39

Closing the circle to benefit investors

SRO reform can lead to a better outcome for dealers and their clients

  • July 29, 2020 July 16, 2020
  • 16:00

Culture can’t be lost in shift to remote work

Executives have realized that remote-based operations can continue in a post-pandemic world

  • June 3, 2020 June 3, 2020
  • 13:58

Ontario securities task force has opportunity to do more

The task force’s approach should extend beyond updating the Ontario Securities Act

  • April 8, 2020 April 8, 2020
  • 16:53
Advisor at Risk

Ellen Bessner

An ounce of prevention is worth a pound of cure

Now is the time to update your clients’ KYC and think about their risk capacity

  • September 18, 2020 September 18, 2020
  • 16:16

Perch me on your shoulder

How to avoid the most common legal and regulatory infractions

  • May 26, 2020 May 26, 2020
  • 16:48

Build client trust through each team member

Your team is crucial to building client trust during this pandemic and beyond

  • May 19, 2020 May 19, 2020
  • 17:33

How to build client trust during the pandemic and beyond

This pandemic is an opportunity to build trust by showing clients your value

  • May 12, 2020 May 12, 2020
  • 16:45
Compliance CX

Susan Silma

From crisis to opportunity

How you can provide value for clients in a changing world

  • September 9, 2020 September 9, 2020
  • 20:16

Are clients ready for what’s next?

How you can help clients be better prepared for the unexpected

  • July 15, 2020 July 15, 2020
  • 15:54

The future of client relationships post-lockdown

Four positives that may come out of the pandemic

  • May 21, 2020 May 21, 2020
  • 18:28

What to do about market scares? Help your clients manage their fears

How to help clients avoid panic and stay focused on the long term

  • March 24, 2020 March 24, 2020
  • 16:07
Technology

David Reeve

Let technology do what no human is capable of

Advisors may have to consider 1 million data points per day when the CFRs come into force

  • September 4, 2020 September 8, 2020
  • 15:56

A compliance ROI model for client-focused reforms

Effective compliance measures mean you’re less likely to lose clients

  • July 10, 2020 July 10, 2020
  • 16:21

Preparing for a post-coronavirus wealth advice world

Advisors and dealers are rethinking their pre-coronavirus routine of serving clients from their offices

  • May 20, 2020 May 20, 2020
  • 10:37

Trust, disclosure and technology

How being transparent with your clients can help build stronger relationships

  • March 20, 2020 March 20, 2020
  • 16:09
Investment Funds

Paul Bourque

Protecting older investors through a regulatory safe harbour

A safe harbour provision is necessary to ensure advisors act in their clients’ best interests 

  • September 2, 2020 September 2, 2020
  • 15:36

The case for self-regulation

Why SROs work well for investors and the industry

  • July 8, 2020 July 8, 2020
  • 16:07

Canadian fund investors stay the course

Research shows investors are not susceptible to redemption runs

  • May 13, 2020 May 13, 2020
  • 15:19

Responsible investing: a growing priority for Canadians

Clear, consistent terminology and definitions must be established

  • March 18, 2020 March 18, 2020
  • 17:18

How I keep clients invested during a crisis

Context and an ETF-based strategy help me to manage investor emotions

  • September 1, 2020 August 31, 2020
  • 16:00

How my investment strategy has fared during the crisis

A financial advisor talks about how her ETF portfolios have held up under market stress

  • June 2, 2020 June 1, 2020
  • 16:00

The next decade for ETFs

Opinions on where the ETF industry will be in 2030

  • March 3, 2020 March 13, 2020
  • 16:00

How to use ETFs for responsible investing

Today's product offering allows you to build globally diversified portfolios for responsible investors

  • November 5, 2019 December 12, 2019
  • 16:00
Focus on Financial Planning

Cary List

An encouraging step to improve financial literacy

The implementation of financial self-efficacy skills development in the school system is long overdue

  • August 7, 2020 August 7, 2020
  • 14:42

Embracing new ways of connecting with clients

As financial planners become comfortable doing business virtually, there could be long-lasting benefits for the industry and Canadians

  • June 12, 2020 June 12, 2020
  • 16:39

Helping Canadians navigate unprecedented challenges

The financial planning profession needs to ensure all Canadians have access to the advice they need

  • April 17, 2020 April 17, 2020
  • 14:25

Vision 2020: Taking stock a decade later

Stakeholders must continue working together to ensure all Canadians have the tools they need to achieve financial wellness

  • December 12, 2019 December 12, 2019
  • 16:50
Responsible Investing

Dustyn Lanz

Now is a moment for action

How investors can advance racial justice in their portfolios

  • July 17, 2020 July 17, 2020
  • 16:00

ESG and Covid-19: Four market trends

Social issues move front and centre as ESG funds prove their mettle

  • April 20, 2020 April 20, 2020
  • 16:53

Why some ESG funds hold oil and gas stocks

There are inclusionary and exclusionary approaches to responsible investing

  • January 31, 2020 March 6, 2020
  • 15:53

Research shows investors value sustainability

Study finds causal evidence that retail investors will move assets into RI funds if it is made easier to do so

  • October 11, 2019 November 16, 2019
  • 15:19

Are ETFs riskier than mutual funds?

It’s the underlying holdings that are important — not the structure of the investment

  • February 4, 2020 February 3, 2020
  • 16:00

Eight tips for trading ETFs

Make sure you’re getting the most out of your trades

  • January 7, 2020 January 3, 2020
  • 16:00

Myth: ETFs can “become” the market

Dispelling a misconception that has developed over time

  • December 3, 2019 January 8, 2020
  • 16:00

Could ETFs cause a market crash?

Debunking the myth that ETFs cause market instability

  • September 3, 2019 November 17, 2019
  • 15:00
Focus on Financial Planning

Keith Costello

Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

  • November 15, 2019 November 16, 2019
  • 15:31

Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

  • September 20, 2019 November 16, 2019
  • 10:50

Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

  • August 7, 2019 November 16, 2019
  • 17:02

Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

  • May 31, 2019 November 16, 2019
  • 15:54

Technology will drive harmonization, regulators say

The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations

  • January 2, 2018 November 14, 2019
  • 10:30

AI is not just another fad

AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role

  • October 29, 2017 November 14, 2019
  • 13:00

Is financial services the next music industry?

Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago

  • September 4, 2017 November 14, 2019
  • 17:00

Clients want humans, not robots

Far from replacing interaction with real people, technology strengthens the financial advisor’s client service

  • July 10, 2017 November 14, 2019
  • 05:00
Cybersecurity

Yan Huard

Managing the risks related to social media

Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself

  • September 20, 2017 November 17, 2019
  • 16:20

Why security professionals fell short on ransomware attacks

Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater

  • July 27, 2017 November 17, 2019
  • 05:00

Cyberthreats extend beyond money

Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms

  • May 25, 2017 November 17, 2019
  • 09:30

Cloud computing: Bringing light to security issues

Now is the time to adopt a concerted cloud migration strategy because the security challenges associated with this technology will be on our radar screens…

  • March 23, 2017 November 17, 2019
  • 06:00
Responsible Investing

Deb Abbey

The need for sustainable business supply chains is growing

Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises

  • February 21, 2017 November 17, 2019
  • 06:00

Opportunity knocks for investors who want to make an impact

A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability

  • October 20, 2016 November 17, 2019
  • 05:00

Diversity makes dollars and sense

Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value

  • August 18, 2016 November 17, 2019
  • 05:00

Good corporate governance matters

You can play an active role in ensuring company executives and directors are working in the best interests of their shareholders

  • June 16, 2016 November 17, 2019
  • 05:00
Protecting Investors

Neil Gross

Be bold, regulators

Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive

  • October 31, 2016 November 10, 2019
  • 05:00

Non-GAAP metrics: investors’ little helpers or harmful nonsense?

Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled

  • October 3, 2016 November 10, 2019
  • 05:00

Class dismissed

Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets

  • September 6, 2016 November 10, 2019
  • 09:00

Why is deficient issuer disclosure allowed to persist?

Data show that investors routinely receive, or are at risk of receiving, seriously bad disclosure from reporting issuers more than a quarter of the time

  • August 8, 2016 November 10, 2019
  • 06:30
Protecting Investors

Ermanno Pascutto

The CSA must act on critical reforms

Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action

  • March 2, 2014 November 10, 2019
  • 16:31

Treat shareholders fairly when venture issuers raise capital

FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules

  • February 3, 2014 November 10, 2019
  • 06:15

Reform of accredited investor exemption is needed

Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change

  • January 6, 2014 November 10, 2019
  • 06:30

Canadians deserve real price competition in mutual funds

Paying fees for financial advice separately from those of financial products would result in price competition and better advice

  • November 25, 2013 November 10, 2019
  • 06:00