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Tax Matters

Jamie Golombek

As managing director of tax and estate planning with CIBC Private Wealth in Toronto, Jamie Golombek is quoted frequently in the national media as an expert on taxation.

Campaign targets PRE abuse ahead of anti-flipping tax proposal

  • April 20, 2022 April 20, 2022
  • 15:00

Keep these 5 items in mind this season

  • March 23, 2022 March 23, 2022
  • 15:45

Penalties can result when “earned income” is misunderstood

  • February 23, 2022 February 23, 2022
  • 15:00

Simplified procedures were extended for the 2021, 2022 tax years

  • January 26, 2022 January 26, 2022
  • 15:00

A recent court case illustrates the taxpayer troubles that can arise when selling a residence

  • December 16, 2021 December 15, 2021
  • 15:00

Considerations include a potential hike to the capital gains inclusion rate

  • November 10, 2021 November 10, 2021
  • 15:00

Without a strategy, clients with large plans could be heavily taxed on payments

  • October 15, 2021 October 15, 2021
  • 15:00

Consultation ends on Sept. 30

  • August 25, 2021 August 25, 2021
  • 15:00

Get ready for an OAS index adjustment, a one-time payment for “older” seniors and an extra 10% for seniors over 75

  • July 30, 2021 July 30, 2021
  • 14:00

Clients who borrow to invest may be intrigued by a recent court case on interest deductibility

  • June 25, 2021 June 25, 2021
  • 17:07

More columnists

Responsible Investing

Dustyn Lanz

Does nuclear power belong in ESG funds?

Although highly divisive among investors, nuclear represents an important transition fuel

  • April 26, 2022 April 26, 2022
  • 16:02

Successes, challenges and next steps in responsible investing

RIA CEO reflects on developments and urges advisors to start conversations

  • November 9, 2021 November 10, 2021
  • 16:40

An advisor’s short guide to greenwashing 

How three factors are contributing to rising concerns about greenwashing in the investment industry 

  • August 10, 2021 August 10, 2021
  • 16:00

Three key ESG trends advisors need to be aware of

How stewardship, impact measurement and net zero are shaping the RI space

  • May 11, 2021 May 11, 2021
  • 14:45
Technology

David Reeve

Leveraging compliance to grow your assets

Tech frees advisors to focus on building successful practices

  • April 22, 2022 April 22, 2022
  • 15:00

How leveraging tech supports advisors’ books

Client attrition trends and regulatory reform demand digital adoption

  • February 28, 2022 February 23, 2022
  • 15:00

Advisors require tech as pre-trade obligations grow

Firms that deliver on digital documentation and disclosure will reduce audit risk

  • November 19, 2021 November 19, 2021
  • 15:00

Meeting new KYP requirements without restricting shelves

Tech helps preserve product choice

  • October 1, 2021 October 1, 2021
  • 15:00
Advisor at Risk

Ellen Bessner

Getting out of Dodge is not the answer

Advisors who leave the industry to avoid investigations and hearings suffer more severe penalties

  • April 21, 2022 April 21, 2022
  • 15:00

Serving fewer clients can lead to a big payoff

Focus on a target market and meet your regulatory obligations

  • April 4, 2022 April 1, 2022
  • 15:00

Grow your business using the CFRs

Stressed about the client-focused reforms? Try this different approach

  • February 7, 2022 February 7, 2022
  • 15:00

“But that’s what the client wanted”

Don’t fall for clients’ demands for unsuitable investments

  • November 15, 2021 November 15, 2021
  • 15:00
Tax Matters

Jamie Golombek

CRA urges potential property flippers to amend tax returns

Campaign targets PRE abuse ahead of anti-flipping tax proposal

  • April 20, 2022 April 20, 2022
  • 15:00

Help clients prep for tax filing

Keep these 5 items in mind this season

  • March 23, 2022 March 23, 2022
  • 15:45

Help your client avoid RRSP overcontributions

Penalties can result when “earned income” is misunderstood

  • February 23, 2022 February 23, 2022
  • 15:00

How to claim home-office expenses

Simplified procedures were extended for the 2021, 2022 tax years

  • January 26, 2022 January 26, 2022
  • 15:00

Better and more integrated ESG investing standards are progressing

An enhanced Canadian ESG identification framework is advancing on a foundation of international and domestic norms

  • April 14, 2022 April 13, 2022
  • 13:00

Validate your processes and think “win-win” when it comes to applying CFRs

The CFRs are really about formalizing and documenting processes to prove they’re followed

  • November 9, 2021 November 3, 2021
  • 13:00

Dipping your toe in crypto? Consider using ETFs

The advent of the ETF option offers investors a liquid and safer way to get exposure

  • September 7, 2021 September 7, 2021
  • 12:05

Are ETFs riskier than mutual funds?

It’s the underlying holdings that are important — not the structure of the investment

  • February 4, 2020 February 3, 2020
  • 16:00
Industry Perspectives

Ian Russell

Renovating private equity markets in Canada

Action is critical given the importance of small business to the economy

  • April 5, 2022 April 5, 2022
  • 15:00

Expect turbulence ahead in wealth markets

Positioning, sound policy will help firms weather the inflationary storm

  • February 18, 2022 February 18, 2022
  • 12:43

The challenge to differentiate wealth services

Advisors can offer a personalized experience through deeper client engagement

  • September 15, 2021 September 13, 2021
  • 15:00

Expanded cost reporting poses an important and challenging task

The CSA is expected to propose new cost reporting for investors

  • July 21, 2021 July 22, 2021
  • 16:14
Compliance CX

Susan Silma

How advisors can support women’s growing share of wealth

Use these strategies to strengthen client relationships

  • March 30, 2022 March 30, 2022
  • 15:00

Demonstrate commitment to client outcomes with the CFRs

By leveraging the regulations, you can build deeper relationships and reinforce the value of your advice

  • February 2, 2022 February 2, 2022
  • 15:00

New KYC requirement protects vulnerable clients

Help clients name a trusted contact person

  • November 3, 2021 February 2, 2022
  • 15:00

How you hold yourself out to clients matters

Transparency helps clients better understand the advisory relationship

  • September 8, 2021 September 9, 2021
  • 16:10
Investment Funds

Paul Bourque

Responsible investment: Developments in disclosure and standards

Industry action will help provide clarity to investors

  • March 28, 2022 March 28, 2022
  • 15:00

The regulatory treadmill: An industry perspective

A collaborative approach with realistic timelines would help reduce strain on firms

  • January 31, 2022 January 31, 2022
  • 15:00

ETFs in the Covid-19 financial crisis

The funds proved their resilience during the global pandemic

  • December 8, 2021 December 3, 2021
  • 15:00

The pandemic’s impact on the individual investor

Research points to continued commitment to saving

  • October 6, 2021 October 6, 2021
  • 15:00
Focus on Financial Planning

Tashia Batstone

The key role of planners during challenging times

Inflation, rising interest rates and market volatility have significant impacts for Canadians

  • March 21, 2022 March 21, 2022
  • 15:00

Breaking down the barriers to seeking financial advice

Consumer confidence is key to drive behaviour

  • December 15, 2021 December 15, 2021
  • 15:00

Tech is a force for transformation, inclusion

Financial planning is changing amid digitization

  • September 28, 2021 September 28, 2021
  • 15:00

Democratization: The future of financial planning

We need to focus on ensuring all Canadians have access to sound financial advice

  • August 3, 2021 August 3, 2021
  • 16:00

ETFs can help RESPs to grow

The funds are versatile enough to bolster both education accounts and post-graduation accounts

  • March 8, 2022 March 8, 2022
  • 13:00

ETFs can help you slow down and simplify

Simple investment options can help clients overcome resistance to working on their finances

  • December 7, 2021 December 3, 2021
  • 14:00

A matter of conviction

A portfolio manager must have the discipline to stick to a process over time, especially during a crisis or a bear market

  • October 12, 2021 October 18, 2021
  • 00:17

A candid look at an advisor’s ETF portfolio

Columnist Mary Hagerman shares one of her top holdings and explains how she’s used it to donate to charity

  • September 7, 2021 September 7, 2021
  • 13:00

Fund administrator: Understanding this essential support role

Services include addressing investor requirements and mitigating compliance risk

  • December 3, 2021 December 3, 2021
  • 15:00

Hedging against climate risks using weather derivatives

Alain Brisebois of CWP Energy discusses these often-misunderstood products

  • September 10, 2021 September 10, 2021
  • 16:27

The future of ETFs

Erika Toth of BMO Global Asset Management shares her thoughts on the ETF landscape

  • June 4, 2021 June 8, 2021
  • 15:30

Integrating ESG factors into portfolio management

Vincent Beaulieu of Fiera Capital discusses his firm’s approach to ESG analysis

  • March 5, 2021 March 5, 2021
  • 13:52
ESG and DEI

Shilpa Tiwari

Social purpose: A business imperative

Help clients identify companies with meaningful purpose

  • October 26, 2021 October 26, 2021
  • 15:00

ESG reporting: A means to progress…or a means to an end?

The increase in ESG reporting hasn’t been accompanied by improvements to society and the environment

  • July 27, 2021 July 27, 2021
  • 16:00

Does the climate change movement have a diversity, equity and inclusion problem?

The communities most affected by changing climatic conditions are the least likely to be invited to participate in discussions

  • April 27, 2021 April 27, 2021
  • 14:09

Why don’t women of colour have a seat at the boardroom table?

Black, Indigenous and women of colour have been “leaning in” most of their lives

  • January 26, 2021 January 26, 2021
  • 15:26
Focus on Financial Planning

Cary List

The future has never looked brighter

In his final column, Cary List shares his thoughts on the future of financial planning

  • March 26, 2021 March 26, 2021
  • 15:00

Financial literacy: taking the long view

The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future

  • January 29, 2021 January 29, 2021
  • 15:00

Toward a grand renewal

Financial planners can play a key role in rebuilding Canadians’ confidence

  • November 27, 2020 November 26, 2020
  • 15:00

On the cusp of momentous change in Ontario

A new regulatory framework, years in the making, is an opportunity for Ontario to be a model for other provinces

  • October 2, 2020 October 2, 2020
  • 17:57
Focus on Financial Planning

Keith Costello

Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

  • November 15, 2019 November 16, 2019
  • 15:31

Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

  • September 20, 2019 November 16, 2019
  • 10:50

Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

  • August 7, 2019 November 16, 2019
  • 17:02

Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

  • May 31, 2019 November 16, 2019
  • 15:54

Technology will drive harmonization, regulators say

The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations

  • January 2, 2018 November 14, 2019
  • 10:30

AI is not just another fad

AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role

  • October 29, 2017 November 14, 2019
  • 13:00

Is financial services the next music industry?

Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago

  • September 4, 2017 November 14, 2019
  • 17:00

Clients want humans, not robots

Far from replacing interaction with real people, technology strengthens the financial advisor’s client service

  • July 10, 2017 November 14, 2019
  • 05:00
Cybersecurity

Yan Huard

Managing the risks related to social media

Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself

  • September 20, 2017 November 17, 2019
  • 16:20

Why security professionals fell short on ransomware attacks

Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater

  • July 27, 2017 November 17, 2019
  • 05:00

Cyberthreats extend beyond money

Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms

  • May 25, 2017 November 17, 2019
  • 09:30

Cloud computing: Bringing light to security issues

Now is the time to adopt a concerted cloud migration strategy because the security challenges associated with this technology will be on our radar screens…

  • March 23, 2017 November 17, 2019
  • 06:00
Responsible Investing

Deb Abbey

The need for sustainable business supply chains is growing

Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises

  • February 21, 2017 November 17, 2019
  • 06:00

Opportunity knocks for investors who want to make an impact

A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability

  • October 20, 2016 November 17, 2019
  • 05:00

Diversity makes dollars and sense

Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value

  • August 18, 2016 November 17, 2019
  • 05:00

Good corporate governance matters

You can play an active role in ensuring company executives and directors are working in the best interests of their shareholders

  • June 16, 2016 November 17, 2019
  • 05:00
Protecting Investors

Neil Gross

Be bold, regulators

Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive

  • October 31, 2016 November 10, 2019
  • 05:00

Non-GAAP metrics: investors’ little helpers or harmful nonsense?

Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled

  • October 3, 2016 November 10, 2019
  • 05:00

Class dismissed

Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets

  • September 6, 2016 November 10, 2019
  • 09:00

Why is deficient issuer disclosure allowed to persist?

Data show that investors routinely receive, or are at risk of receiving, seriously bad disclosure from reporting issuers more than a quarter of the time

  • August 8, 2016 November 10, 2019
  • 06:30
Protecting Investors

Ermanno Pascutto

The CSA must act on critical reforms

Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action

  • March 2, 2014 November 10, 2019
  • 16:31

Treat shareholders fairly when venture issuers raise capital

FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules

  • February 3, 2014 November 10, 2019
  • 06:15

Reform of accredited investor exemption is needed

Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change

  • January 6, 2014 November 10, 2019
  • 06:30

Canadians deserve real price competition in mutual funds

Paying fees for financial advice separately from those of financial products would result in price competition and better advice

  • November 25, 2013 November 10, 2019
  • 06:00