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Tax Matters

Jamie Golombek

As managing director of tax and estate planning with CIBC Financial Planning & Advice in Toronto, Jamie Golombek is quoted frequently in the national media as an expert on taxation.

Your clients may want to check their junk mail folder for correspondence from the CRA

  • May 14, 2021 May 14, 2021
  • 15:00

The federal budget has rectified a potentially harsh tax treatment of benefit recipients

  • April 21, 2021 April 21, 2021
  • 15:30

Options for your clients to consider if they’re concerned about the inclusion rate increasing

  • March 19, 2021 March 19, 2021
  • 16:00

Some clients may be reluctant to maximize their RRSPs for fear of missing out on other tax advantages

  • February 19, 2021 February 19, 2021
  • 14:28

Help your clients choose between the detailed method and a temporary flat-rate method 

  • January 22, 2021 January 22, 2021
  • 15:00

Three topics to discuss with your clients before the end of the year

  • December 11, 2020 December 10, 2020
  • 15:00

The CRA has provided more details on the types of home-office expenditures employees can be reimbursed for without incurring a taxable benefit

  • November 20, 2020 November 20, 2020
  • 15:00

Your clients may need to set aside funds to cover a potential tax bill in April

  • October 23, 2020 October 23, 2020
  • 17:02

Clients can minimize payments by choosing the calculation method that best suits them

  • September 25, 2020 September 25, 2020
  • 15:27

Breaking down eligibility requirements for three new government benefits

  • August 28, 2020 August 28, 2020
  • 15:28

More columnists

Tax Matters

Jamie Golombek

Help clients avoid TFSA overcontributions

Your clients may want to check their junk mail folder for correspondence from the CRA

  • May 14, 2021 May 14, 2021
  • 15:00

Relief for the repayment of Covid benefits

The federal budget has rectified a potentially harsh tax treatment of benefit recipients

  • April 21, 2021 April 21, 2021
  • 15:30

Worried about a possible increase to the capital gains inclusion rate?

Options for your clients to consider if they’re concerned about the inclusion rate increasing

  • March 19, 2021 March 19, 2021
  • 16:00

Why clients should contribute to RRSPs before the deadline

Some clients may be reluctant to maximize their RRSPs for fear of missing out on other tax advantages

  • February 19, 2021 February 19, 2021
  • 14:28
Responsible Investing

Dustyn Lanz

Three key ESG trends advisors need to be aware of

How stewardship, impact measurement and net zero are shaping the RI space

  • May 11, 2021 May 11, 2021
  • 14:45

Six sustainable finance trends to watch in 2021

Environmental and social issues are expected to dominate proxy season, and ESG disclosure standards are on the way

  • January 8, 2021 January 8, 2021
  • 15:17

Why diversity and inclusion are important for investment analysis

Four concrete reasons why D&I is important from an investment management perspective

  • October 19, 2020 October 20, 2020
  • 16:50

Now is a moment for action

How investors can advance racial justice in their portfolios

  • July 17, 2020 July 17, 2020
  • 16:00
Industry Perspectives

Ian Russell

Budget 2021 was a disappointment to the investment industry

Without a detailed fiscal plan, program spending and budget deficits may exceed the current projections

  • May 3, 2021 May 3, 2021
  • 15:45

How to integrate the CIPF into a consolidated SRO

A clear delineation of responsibilities would allow for an effective relationship

  • April 16, 2021 April 16, 2021
  • 10:48

Positive surprises during the pandemic

The changes ushered in by Covid-19 will have a long-term impact

  • March 31, 2021 March 31, 2021
  • 15:19

Dealers pursue strategic partnerships to offer alternative investments to clients

A number of smaller investment dealers have made acquisitions to improve the depth of their product shelves

  • February 3, 2021 February 3, 2021
  • 15:00
ESG and DEI

Shilpa Tiwari

Does the climate change movement have a diversity, equity and inclusion problem?

The communities most affected by changing climatic conditions are the least likely to be invited to participate in discussions

  • April 27, 2021 April 27, 2021
  • 14:09

Why don’t women of colour have a seat at the boardroom table?

Black, Indigenous and women of colour have been “leaning in” most of their lives

  • January 26, 2021 January 26, 2021
  • 15:26
Advisor at Risk

Ellen Bessner

You can’t be a walking rulebook

A step-by-step guide to navigating the mountain of rules you must follow to protect your licence, reputation and livelihood 

  • April 14, 2021 April 14, 2021
  • 16:52

Don’t let client preferences come before your legal obligations

Clients may prefer communicating by text, but texting clients comes with risks

  • February 2, 2021 February 2, 2021
  • 16:22

Video: Think small to feel better

Ellen Bessner returns with one last Positive Note for 2020

  • December 1, 2020 December 15, 2020
  • 15:41

Should you be penalized for being prudent with clients’ portfolios?

Sometimes it’s suitable for your clients’ investments to be less risky than their maximum risk tolerance

  • October 16, 2020 October 16, 2020
  • 16:04
Investment Funds

Paul Bourque

A historic period of regulatory reform

New regulations will permanently reshape the advisor-client relationship

  • April 7, 2021 April 12, 2021
  • 18:25

Canadian investors continue to grow wealth through investment funds

Canadian investment fund sales and AUM saw a full rebound in 2020

  • February 10, 2021 February 10, 2021
  • 22:26

Why Canada needs a single SRO

Consolidating the MFDA and IIROC would ultimately benefit investors, writes Paul Bourque

  • December 9, 2020 December 10, 2020
  • 15:00

How are investors responding to enhanced disclosure?

Surveys show that the introduction of Fund Facts and CRM2 reports is achieving policy objectives

  • October 28, 2020 October 28, 2020
  • 15:53
Technology

David Reeve

Get ready to show your work under the client-focused reforms

Regulators will expect an advisor’s analysis to be documented and sufficiently thorough

  • April 1, 2021 April 1, 2021
  • 15:04

Full disclosure: How to turn compliance into a competitive advantage

Frictionless, relevant disclosure is critical to building trust with clients

  • February 12, 2021 February 12, 2021
  • 15:15

The acute impact of Covid-19 on digital wealth transformation

The pandemic has made digital transformation a top priority

  • October 30, 2020 October 30, 2020
  • 15:00

Let technology do what no human is capable of

Advisors may have to consider 1 million data points per day when the CFRs come into force

  • September 4, 2020 September 8, 2020
  • 15:56
Focus on Financial Planning

Cary List

The future has never looked brighter

In his final column, Cary List shares his thoughts on the future of financial planning

  • March 26, 2021 March 26, 2021
  • 15:00

Financial literacy: taking the long view

The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future

  • January 29, 2021 January 29, 2021
  • 15:00

Toward a grand renewal

Financial planners can play a key role in rebuilding Canadians’ confidence

  • November 27, 2020 November 26, 2020
  • 15:00

On the cusp of momentous change in Ontario

A new regulatory framework, years in the making, is an opportunity for Ontario to be a model for other provinces

  • October 2, 2020 October 2, 2020
  • 17:57
Compliance CX

Susan Silma

How enhanced KYC requirements are changing client conversations

You can build stronger relationships with clients by implementing new requirements now

  • March 24, 2021 March 24, 2021
  • 15:00

How to talk to clients about the client-focused reforms

Educate and empower clients with information that matters to them

  • January 27, 2021 March 24, 2021
  • 15:49

Value for fees: What investors now expect from their advisors

Changing investor expectations create new opportunities for advisors

  • November 4, 2020 November 4, 2020
  • 15:58

From crisis to opportunity

How you can provide value for clients in a changing world

  • September 9, 2020 September 9, 2020
  • 20:16

Too old for ETFs?

Clients with short time horizons may feel that indexed investing isn’t for them — but it can still work under the right conditions

  • March 9, 2021 March 9, 2021
  • 16:00

The time is right for ESG ETFs

One advisor explains why she’s seizing this moment to talk to clients about responsible investing

  • December 1, 2020 November 30, 2020
  • 16:00

How I keep clients invested during a crisis

Context and an ETF-based strategy help me to manage investor emotions

  • September 1, 2020 August 31, 2020
  • 16:00

How my investment strategy has fared during the crisis

A financial advisor talks about how her ETF portfolios have held up under market stress

  • June 2, 2020 June 1, 2020
  • 16:00

Integrating ESG factors into portfolio management

Vincent Beaulieu of Fiera Capital discusses his firm’s approach to ESG analysis

  • March 5, 2021 March 5, 2021
  • 13:52

Are ETFs riskier than mutual funds?

It’s the underlying holdings that are important — not the structure of the investment

  • February 4, 2020 February 3, 2020
  • 16:00

Eight tips for trading ETFs

Make sure you’re getting the most out of your trades

  • January 7, 2020 January 3, 2020
  • 16:00

Myth: ETFs can “become” the market

Dispelling a misconception that has developed over time

  • December 3, 2019 January 8, 2020
  • 16:00

Could ETFs cause a market crash?

Debunking the myth that ETFs cause market instability

  • September 3, 2019 November 17, 2019
  • 15:00
Focus on Financial Planning

Keith Costello

Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

  • November 15, 2019 November 16, 2019
  • 15:31

Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

  • September 20, 2019 November 16, 2019
  • 10:50

Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

  • August 7, 2019 November 16, 2019
  • 17:02

Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

  • May 31, 2019 November 16, 2019
  • 15:54

Technology will drive harmonization, regulators say

The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations

  • January 2, 2018 November 14, 2019
  • 10:30

AI is not just another fad

AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role

  • October 29, 2017 November 14, 2019
  • 13:00

Is financial services the next music industry?

Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago

  • September 4, 2017 November 14, 2019
  • 17:00

Clients want humans, not robots

Far from replacing interaction with real people, technology strengthens the financial advisor’s client service

  • July 10, 2017 November 14, 2019
  • 05:00
Cybersecurity

Yan Huard

Managing the risks related to social media

Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself

  • September 20, 2017 November 17, 2019
  • 16:20

Why security professionals fell short on ransomware attacks

Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater

  • July 27, 2017 November 17, 2019
  • 05:00

Cyberthreats extend beyond money

Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms

  • May 25, 2017 November 17, 2019
  • 09:30

Cloud computing: Bringing light to security issues

Now is the time to adopt a concerted cloud migration strategy because the security challenges associated with this technology will be on our radar screens…

  • March 23, 2017 November 17, 2019
  • 06:00
Responsible Investing

Deb Abbey

The need for sustainable business supply chains is growing

Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises

  • February 21, 2017 November 17, 2019
  • 06:00

Opportunity knocks for investors who want to make an impact

A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability

  • October 20, 2016 November 17, 2019
  • 05:00

Diversity makes dollars and sense

Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value

  • August 18, 2016 November 17, 2019
  • 05:00

Good corporate governance matters

You can play an active role in ensuring company executives and directors are working in the best interests of their shareholders

  • June 16, 2016 November 17, 2019
  • 05:00
Protecting Investors

Neil Gross

Be bold, regulators

Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive

  • October 31, 2016 November 10, 2019
  • 05:00

Non-GAAP metrics: investors’ little helpers or harmful nonsense?

Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled

  • October 3, 2016 November 10, 2019
  • 05:00

Class dismissed

Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets

  • September 6, 2016 November 10, 2019
  • 09:00

Why is deficient issuer disclosure allowed to persist?

Data show that investors routinely receive, or are at risk of receiving, seriously bad disclosure from reporting issuers more than a quarter of the time

  • August 8, 2016 November 10, 2019
  • 06:30
Protecting Investors

Ermanno Pascutto

The CSA must act on critical reforms

Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action

  • March 2, 2014 November 10, 2019
  • 16:31

Treat shareholders fairly when venture issuers raise capital

FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules

  • February 3, 2014 November 10, 2019
  • 06:15

Reform of accredited investor exemption is needed

Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change

  • January 6, 2014 November 10, 2019
  • 06:30

Canadians deserve real price competition in mutual funds

Paying fees for financial advice separately from those of financial products would result in price competition and better advice

  • November 25, 2013 November 10, 2019
  • 06:00