Technology

David Reeve

David Reeve is CEO of InvestorCOM Inc., a leading compliance technology provider to the wealth management industry.

Firms that deliver on digital documentation and disclosure will reduce audit risk

  • November 19, 2021 November 19, 2021
  • 15:00

Tech helps preserve product choice

  • October 1, 2021 October 1, 2021
  • 15:00

Why segmenting product shelves into peer groups can help meet regulatory challenges

  • July 23, 2021 July 23, 2021
  • 16:00

Reducing product offerings for the sake of KYP is unlikely to serve the investor’s best interest

  • May 28, 2021 May 28, 2021
  • 15:30

Regulators will expect an advisor’s analysis to be documented and sufficiently thorough

  • April 1, 2021 April 1, 2021
  • 15:04

Frictionless, relevant disclosure is critical to building trust with clients

  • February 12, 2021 February 12, 2021
  • 15:15

The pandemic has made digital transformation a top priority

  • October 30, 2020 October 30, 2020
  • 15:00

Advisors may have to consider 1 million data points per day when the CFRs come into force

  • September 4, 2020 September 8, 2020
  • 15:56

Effective compliance measures mean you’re less likely to lose clients

  • July 10, 2020 July 10, 2020
  • 16:21

Advisors and dealers are rethinking their pre-coronavirus routine of serving clients from their offices

  • May 20, 2020 May 20, 2020
  • 10:37

More columnists

Technology

David Reeve

Advisors require tech as pre-trade obligations grow

Firms that deliver on digital documentation and disclosure will reduce audit risk

  • November 19, 2021 November 19, 2021
  • 15:00

Meeting new KYP requirements without restricting shelves

Tech helps preserve product choice

  • October 1, 2021 October 1, 2021
  • 15:00

KYP and the power of the peer

Why segmenting product shelves into peer groups can help meet regulatory challenges

  • July 23, 2021 July 23, 2021
  • 16:00

Know your product: challenges and opportunities

Reducing product offerings for the sake of KYP is unlikely to serve the investor’s best interest

  • May 28, 2021 May 28, 2021
  • 15:30
Advisor at Risk

Ellen Bessner

“But that’s what the client wanted”

Don’t fall for clients’ demands for unsuitable investments

  • November 15, 2021 November 15, 2021
  • 15:00

Regulatory settlement? Inform yourself!

Understand how a settlement can unexpectedly affect you

  • September 17, 2021 September 17, 2021
  • 15:00

Why care about changes to regulations?

Three questions to ask to protect yourself and your business

  • July 9, 2021 July 9, 2021
  • 16:21

How to avoid becoming an enforcement statistic

Regulators measure their success based in part on how many enforcement matters they open and prosecute

  • May 28, 2021 May 28, 2021
  • 15:30
Tax Matters

Jamie Golombek

Rebalancing your client’s portfolio may require a balancing act

Considerations include a potential hike to the capital gains inclusion rate

  • November 10, 2021 November 10, 2021
  • 15:00

Tax-efficient RESP withdrawals

Without a strategy, clients with large plans could be heavily taxed on payments

  • October 15, 2021 October 15, 2021
  • 15:00

Ottawa mulls disbursement quota changes

Consultation ends on Sept. 30

  • August 25, 2021 August 25, 2021
  • 15:00

Help your senior clients prepare for OAS changes

Get ready for an OAS index adjustment, a one-time payment for “older” seniors and an extra 10% for seniors over 75

  • July 30, 2021 July 30, 2021
  • 14:00
Responsible Investing

Dustyn Lanz

Successes, challenges and next steps in responsible investing

RIA CEO reflects on developments and urges advisors to start conversations

  • November 9, 2021 November 10, 2021
  • 16:40

An advisor’s short guide to greenwashing 

How three factors are contributing to rising concerns about greenwashing in the investment industry 

  • August 10, 2021 August 10, 2021
  • 16:00

Three key ESG trends advisors need to be aware of

How stewardship, impact measurement and net zero are shaping the RI space

  • May 11, 2021 May 11, 2021
  • 14:45

Six sustainable finance trends to watch in 2021

Environmental and social issues are expected to dominate proxy season, and ESG disclosure standards are on the way

  • January 8, 2021 January 8, 2021
  • 15:17

Validate your processes and think “win-win” when it comes to applying CFRs

The CFRs are really about formalizing and documenting processes to prove they’re followed

  • November 9, 2021 November 3, 2021
  • 13:00

Dipping your toe in crypto? Consider using ETFs

The advent of the ETF option offers investors a liquid and safer way to get exposure

  • September 7, 2021 September 7, 2021
  • 12:05

Are ETFs riskier than mutual funds?

It’s the underlying holdings that are important — not the structure of the investment

  • February 4, 2020 February 3, 2020
  • 16:00

Eight tips for trading ETFs

Make sure you’re getting the most out of your trades

  • January 7, 2020 January 3, 2020
  • 16:00
Compliance CX

Susan Silma

New KYC requirement protects vulnerable clients

Help clients name a trusted contact person

  • November 3, 2021 November 3, 2021
  • 15:00

How you hold yourself out to clients matters

Transparency helps clients better understand the advisory relationship

  • September 8, 2021 September 9, 2021
  • 16:10

Suitability takes on new meaning with client-focused reforms

Advisors must “put the client’s interest first” when making a recommendation

  • July 14, 2021 July 14, 2021
  • 14:46

How well do you know the products you recommend?

New KYP requirements put the spotlight on firm and advisor product knowledge

  • May 19, 2021 May 19, 2021
  • 15:30
ESG and DEI

Shilpa Tiwari

Social purpose: A business imperative

Help clients identify companies with meaningful purpose

  • October 26, 2021 October 26, 2021
  • 15:00

ESG reporting: A means to progress…or a means to an end?

The increase in ESG reporting hasn’t been accompanied by improvements to society and the environment

  • July 27, 2021 July 27, 2021
  • 16:00

Does the climate change movement have a diversity, equity and inclusion problem?

The communities most affected by changing climatic conditions are the least likely to be invited to participate in discussions

  • April 27, 2021 April 27, 2021
  • 14:09

Why don’t women of colour have a seat at the boardroom table?

Black, Indigenous and women of colour have been “leaning in” most of their lives

  • January 26, 2021 January 26, 2021
  • 15:26

A matter of conviction

A portfolio manager must have the discipline to stick to a process over time, especially during a crisis or a bear market

  • October 12, 2021 October 18, 2021
  • 00:17

A candid look at an advisor’s ETF portfolio

Columnist Mary Hagerman shares one of her top holdings and explains how she’s used it to donate to charity

  • September 7, 2021 September 7, 2021
  • 13:00

Using ETFs to access emerging markets

ETFs have made geographic diversification much easier for portfolio managers

  • June 8, 2021 June 8, 2021
  • 14:00

Too old for ETFs?

Clients with short time horizons may feel that indexed investing isn’t for them — but it can still work under the right conditions

  • March 9, 2021 March 9, 2021
  • 16:00
Investment Funds

Paul Bourque

The pandemic’s impact on the individual investor

Research points to continued commitment to saving

  • October 6, 2021 October 6, 2021
  • 15:00

Designating beneficiaries electronically

The industry supports legislative changes made by the provinces, but there is still work to be done

  • July 28, 2021 July 28, 2021
  • 22:44

The case for keeping our current national regulatory system

Improving the CSA makes more sense than trying to create another national regulator

  • June 2, 2021 June 2, 2021
  • 15:30

A historic period of regulatory reform

New regulations will permanently reshape the advisor-client relationship

  • April 7, 2021 April 12, 2021
  • 18:25
Focus on Financial Planning

Tashia Batstone

Tech is a force for transformation, inclusion

Financial planning is changing amid digitization

  • September 28, 2021 September 28, 2021
  • 15:00

Democratization: The future of financial planning

We need to focus on ensuring all Canadians have access to sound financial advice

  • August 3, 2021 August 3, 2021
  • 16:00

Toward an inclusive future for all Canadians

Financial planners must embrace the opportunity to think beyond the current communities they serve

  • May 21, 2021 May 19, 2021
  • 03:00
Industry Perspectives

Ian Russell

The challenge to differentiate wealth services

Advisors can offer a personalized experience through deeper client engagement

  • September 15, 2021 September 13, 2021
  • 15:00

Expanded cost reporting poses an important and challenging task

The CSA is expected to propose new cost reporting for investors

  • July 21, 2021 July 22, 2021
  • 16:14

Complex exempt market offerings require more vigorous oversight

Extensive oversight is needed for integrated EMD and IC/PM business models

  • May 26, 2021 May 26, 2021
  • 17:22

Budget 2021 was a disappointment to the investment industry

Without a detailed fiscal plan, program spending and budget deficits may exceed the current projections

  • May 3, 2021 May 3, 2021
  • 15:45

Hedging against climate risks using weather derivatives

Alain Brisebois of CWP Energy discusses these often-misunderstood products

  • September 10, 2021 September 10, 2021
  • 16:27

The future of ETFs

Erika Toth of BMO Global Asset Management shares her thoughts on the ETF landscape

  • June 4, 2021 June 8, 2021
  • 15:30

Integrating ESG factors into portfolio management

Vincent Beaulieu of Fiera Capital discusses his firm’s approach to ESG analysis

  • March 5, 2021 March 5, 2021
  • 13:52
Focus on Financial Planning

Cary List

The future has never looked brighter

In his final column, Cary List shares his thoughts on the future of financial planning

  • March 26, 2021 March 26, 2021
  • 15:00

Financial literacy: taking the long view

The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future

  • January 29, 2021 January 29, 2021
  • 15:00

Toward a grand renewal

Financial planners can play a key role in rebuilding Canadians’ confidence

  • November 27, 2020 November 26, 2020
  • 15:00

On the cusp of momentous change in Ontario

A new regulatory framework, years in the making, is an opportunity for Ontario to be a model for other provinces

  • October 2, 2020 October 2, 2020
  • 17:57
Focus on Financial Planning

Keith Costello

Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

  • November 15, 2019 November 16, 2019
  • 15:31

Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

  • September 20, 2019 November 16, 2019
  • 10:50

Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

  • August 7, 2019 November 16, 2019
  • 17:02

Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

  • May 31, 2019 November 16, 2019
  • 15:54

Technology will drive harmonization, regulators say

The insurance industry is taking a page from the mutual fund industry, leveraging technology to address mounting disclosure regulations

  • January 2, 2018 November 14, 2019
  • 10:30

AI is not just another fad

AI is slowly making its way into the wealth-management industry and will ultimately transform financial advisors’ role

  • October 29, 2017 November 14, 2019
  • 13:00

Is financial services the next music industry?

Blockchain technology may transform financial services just as peer-to-peer file-sharing technology changed the music industry almost 20 years ago

  • September 4, 2017 November 14, 2019
  • 17:00

Clients want humans, not robots

Far from replacing interaction with real people, technology strengthens the financial advisor’s client service

  • July 10, 2017 November 14, 2019
  • 05:00
Cybersecurity

Yan Huard

Managing the risks related to social media

Read and follow your firm’s guidelines on social media use and take the necessary steps to protect yourself

  • September 20, 2017 November 17, 2019
  • 16:20

Why security professionals fell short on ransomware attacks

Although it’s costly to upgrade key IT systems, the costs of not doing so could be much greater

  • July 27, 2017 November 17, 2019
  • 05:00

Cyberthreats extend beyond money

Hacktivism, ideological insiders and intelligence gathering are key sources of cyberattacks threating financial services firms

  • May 25, 2017 November 17, 2019
  • 09:30

Cloud computing: Bringing light to security issues

Now is the time to adopt a concerted cloud migration strategy because the security challenges associated with this technology will be on our radar screens…

  • March 23, 2017 November 17, 2019
  • 06:00
Responsible Investing

Deb Abbey

The need for sustainable business supply chains is growing

Advisors and their clients stand to benefit when corporate leaders focus on building socially and environmentally responsible enterprises

  • February 21, 2017 November 17, 2019
  • 06:00

Opportunity knocks for investors who want to make an impact

A growing base of investors are looking for investments that contribute measurably to environmental and social sustainability

  • October 20, 2016 November 17, 2019
  • 05:00

Diversity makes dollars and sense

Corporate boards and executive teams that lack gender and cultural diversity risk missing out on opportunities to generate long-term value

  • August 18, 2016 November 17, 2019
  • 05:00

Good corporate governance matters

You can play an active role in ensuring company executives and directors are working in the best interests of their shareholders

  • June 16, 2016 November 17, 2019
  • 05:00
Protecting Investors

Neil Gross

Be bold, regulators

Those still timorous and uncertain about introducing a best interest duty have a duty, themselves, to become decisive

  • October 31, 2016 November 10, 2019
  • 05:00

Non-GAAP metrics: investors’ little helpers or harmful nonsense?

Every company can calculate non-GAAP metrics however they want, so there’s real risk of investors and markets being misled

  • October 3, 2016 November 10, 2019
  • 05:00

Class dismissed

Overcautious courts are erecting barriers to securities class actions, even though these lawsuits are essential for maintaining the integrity and fairness of our capital markets

  • September 6, 2016 November 10, 2019
  • 09:00

Why is deficient issuer disclosure allowed to persist?

Data show that investors routinely receive, or are at risk of receiving, seriously bad disclosure from reporting issuers more than a quarter of the time

  • August 8, 2016 November 10, 2019
  • 06:30
Protecting Investors

Ermanno Pascutto

The CSA must act on critical reforms

Two key issues — the best-interests standard and reform of mutual fund fees — require timely and effective action

  • March 2, 2014 November 10, 2019
  • 16:31

Treat shareholders fairly when venture issuers raise capital

FAIR Canada supports exemptions that have the key features of rights offerings or private placements in compliance with the TSXV’s private placement rules

  • February 3, 2014 November 10, 2019
  • 06:15

Reform of accredited investor exemption is needed

Current regulations assume that an investor’s wealth is a proxy for sophistication. This has to change

  • January 6, 2014 November 10, 2019
  • 06:30

Canadians deserve real price competition in mutual funds

Paying fees for financial advice separately from those of financial products would result in price competition and better advice

  • November 25, 2013 November 10, 2019
  • 06:00