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Millennials see retirement and financial planning differently than other generations

Financial planners and financial advisors need to understand millennials’ preferences to gain their trust and business

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Listening is key to conversation

Financial advisors can build deeper connections with clients by using active listening skills

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Vulnerable clients need special care and due diligence

Financial advisors should be aware of how to identify and engage effectively with vulnerable clients

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Deciphering Ontario’s Financial Professionals Title Protection Act

Financial planners and advisors should be aware that the act may go beyond title protection

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Helping clients avoid market groupthink

Long-term investment portfolio values and retirement goals can suffer when your clients follow market irrationality

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Harmonization is the key to reducing regulatory load

Multiple rules and regimes mean increased costs for advisors, planners and clients

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Traditional retirement planning may not meet Canadians’ needs

Financial planners and financial advisors need to re-evaluate retirement planning processes to ensure they resonate with their clients

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Entrepreneurs need help with their retirement planning

Financial planners and financial advisors need to understand these individuals’ retirement challenges to gain them as clients

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A winning strategy for clients’ retirement plans

Investing in elite businesses that pay steady and rising dividends has proven to be a strategy that works

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Should cryptocurrencies be in a client’s portfolio?

Financial planners and financial advisors need to understand the benefits and drawbacks of this new digital asset class

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Market trends will have a greater influence than new regulatory standards

Financial planners and financial advisors need to understand the market trends affecting financial planning and the evolution of advice

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Cultural diversity is an opportunity

Financial planners and financial advisors who embrace a cultural diversity strategy will realize growth in their practices

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Investor behaviour biases are still paramount

Financial planners and financial advisors need to understand the behavioural finance categories that their clients fit into

Changes in public policy pose great risk for retirement planning

Financial planners and advisors need to factor in volatile government policy, such as changes to tax policy, when helping clients plan for retirement

Speak softly to your clients

Financial planners and financial advisors need to embrace soft skills to succeed in the future

Banning embedded commissions may not be the holy grail for investors

Ethics and disclosure are key to whatever compensation model financial planners and financial advisors employ

Expert Committee misses the mark on the regulation of financial planning

Financial planners need to continue to lobby for their regulation as a profession in law

Effective interventions for increasing saving behaviour

Financial planners and financial advisors can use behavioural psychology enabled by technology to help clients save more for retirement

Consider time-series momentum investing for your clients

This strategy rectifies the pitfalls of the traditional cross-sectional momentum investing approach

Does the MFDA’s new rule on titles provide more clarity or confusion?

Financial planners and advisors need to take note of this new proposed rule when deciding on what financial planning designation to earn

The “great” wealth transfer: An opportunity or threat?

Financial planners and financial advisors need to have a strategic plan to deal with the massive inheritance baby boomers will receive or risk losing AUM

Will financial advice be demonetized to zero?

As fintech revolutionizes the delivery and cost of financial advice, financial planners and financial advisors will need to embrace technology

Proposed CSA reforms to change delivery of investment advice

Financial planners and advisors who are securities registrants will need to use financial planning principles to deliver investment advice

Will the Ontario Expert Committee’s policy recommendations succeed?

Financial planners and financial advisors need consistent implementation of some key policy recommendations

Equity crowdfunding is a growing investment option

Financial planners and financial advisors can help clients understand the investment and regulatory rules of equity crowdfunding