Pat is the executive director of the Canadian ETF Association (CETFA), the first ETF association in the world. She has spent more than 35 years in the financial services industry as a client- and relationship-focused executive with an in-depth background in all aspects of the industry.
Get the inside scoop, from fund features to volatility and risk
Volatility is stressful but not novel, and ETFs can work in a jarring investing climate
An enhanced Canadian ESG identification framework is advancing on a foundation of international and domestic norms
The CFRs are really about formalizing and documenting processes to prove they’re followed
The advent of the ETF option offers investors a liquid and safer way to get exposure
It’s the underlying holdings that are important — not the structure of the investment
Make sure you’re getting the most out of your trades
Dispelling a misconception that has developed over time
Debunking the myth that ETFs cause market instability
There’s more to determining an ETF’s liquidity than just looking at its trading volume
Privacy, enterprise solutions and the danger of automatic transcripts
6 conversation-starters that will resonate with Millennials and Gen Z
How to know if a client relationship poses a potential conflict and what to do about it
How to get to the next generation by solving for your elderly clients’ pain points
Term limits matter, now more than ever for the self-regulatory organization
This is a structural mismatch the industry has been slow to confront and that some commentators appear eager to deflect
The self-regulatory organization’s response to industry deficiencies reads more like coaching than enforcement
The regulator’s four new board members are accomplished professionals, but not one appears to have a primary focus on investor harm
Canadians are feasting on financial influencer content, for better or worse
A new report outlines financial, legal and reputational risks associated with AI investments
Dan Richards talks disruption on the Canadian Advisor.cast
Desjardins Group says business investment will be weak in 2026, another risk-off year
Too many Canadians continue to navigate their finances alone, highlighting the need for accessible, confidence-building financial advice
30 years after the launch of what would become FP Canada, the modern profession has learned 5 important lessons
High-quality learning opportunities are increasingly essential for members of the profession
We need to show young talent how rewarding the profession can be
To win, make sure every member of your team is dedicated to delivering an exceptional experience to all clients
Focus on the end-to-end advisor experience with tools and implement change management best practices
Start thinking differently about your retired and soon-to-be retired clients
Canadian women will control almost $4 trillion in financial assets by 2028, according to a CIBC estimate — yet they’re still poorly served by advisors
Sometimes, stuff isn’t just stuff — advisors take note
Using settlement annuities to safeguard inheritance and navigate the 21-year rule
Clients think they’re fine — advisors need to know that they can lead to unintended consequences
What advisors and executors need to know about vested and unvested options
Capital markets are increasingly global — so are Canadian securities class actions
OSC document request set aside for being “unreasonable” and contrary to Charter of Rights and Freedoms
The ASC has sanctioned James Domenic Floreani, its first full proceeding against a finfluencer
How a company takeover won a group of dissenting shareholders 5 times the trading price
Beware of shiny objects — with market froth waning, fundamental strength will overtake momentum next year
Markets cling to optimism as geopolitical and economic uncertainty test the limits of investor faith
Uncertain policy backdrop, divergence among central banks and risk of re-emerging inflation are forecast to shape the investing landscape
Capitalize on opportunities in bonds, the energy transition and innovation
Four takeaways from a fireside chat with Ken Bentsen and Urban Funered
SIMA’s three-step plan tackles RRIF rules, investment management fee taxation and more
Government policies must align with economic realities and demographic trends
IFIC panel discusses ESG disclosures, fund sales and international collaboration
Five messages that turn transparency into a competitive advantage
How to construct and reallocate portfolios through a risk-first lens
Correlated markets demand a new best practice in portfolio construction: 40/30/30
These five strategies enhance tax efficiency in non-registered accounts
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
President Trump’s America First policies represent a ground shift, but it’s never a good idea to chase headlines
Market uncertainty calls for neutral portfolio positioning, rebalancing
Expect low- to mid-single-digit returns long term, and there are storm clouds on the horizon
The differences between evergreen and traditional private investment funds, and the importance of due diligence
Six reasons the asset performs well in uncertain times, and two reasons to be careful
High valuations and market concentration are headwinds for future returns
We can’t rule out a future change to the capital gains inclusion rate, but Ottawa has reversed course for now
Client-facing technology plays a vital role in achieving organic growth
Engage younger investors on their terms
Advisor time constraints, attrition are controllable factors
This growth opportunity requires freeing advisors from time constraints and meeting demand for hybrid advice
They’re not right for all clients though, and not all advisors either
Continued growth and innovation are expected
Why one portfolio manager believes ETFs have revolutionized the investment landscape
Permanent insurance also has a host of other tax benefits
Primarily using ETFs has helped one advisor to make better investment decisions, but she attributes some success to a powerful non-financial practice
Agency provides examples of when income-earning purpose is met
Taxpayer penalized for overcontribution after relying on My Account information
Advisors should speak to clients annually about crystallization
In one case, failure to report resulted in an overcontribution penalty
Public database of proxy voting records aims to better align asset managers and owners
Evolving expectations leave some managers struggling
Opinion: The backlash has limited prospects for four reasons
The goal is to create a common language for the issuance of financial instruments
Federal budget did little to invigorate sluggish investment spending
Tech, profound shocks have changed investor behaviour
A new approach is needed to replace failed government programs
Regulators require internal compliance expertise
Regulatory efficiency saves costs and ultimately benefits investors
Advisors play an important role in enhancing resiliency
The best solution to the complex transition may be flexibility
The delivery of policy shouldn’t be a last step
