A remedy for your clients’ financial ailments
Financial First Aid could serve as a great gift for clients and encourage them to become more engaged
- By: George Hartman
- December 7, 2009 December 7, 2009
- 11:28
Latest news in Building Your Business
Don’t let holiday stress ruin your festivities
Have reasonable expectations, prioritize tasks and avoid trying to do it all yourself
- By: Olivia Glauberzon
- December 7, 2009 December 7, 2009
- 11:28
Should your client take a commuted pension?
It depends on the client — and many other factors, such as the client’s risk tolerance and whether the pension is indexed
- By: Catherine Harris
- December 7, 2009 December 7, 2009
- 11:28
Young guns
An advisor’s first few years in the financial services industry can be the toughest. Here are some strategies that can help those new to the…
- By: Megan Harman
- December 7, 2009 December 7, 2009
- 11:28
East Coast couple should have no problem retiring
Although David and Sally don’t plan to contribute to their children’s post-secondary education, one advisor says they can afford to
- By: Catherine Harris
- December 7, 2009 December 7, 2009
- 11:28
Raising the bar
Advisor insists financial planning is a profession
- By: Grant McIntyre
- December 7, 2009 December 7, 2009
- 11:28
Helping clients get off the sidelines
By understanding risk aversion, you can help jittery clients get back into the equities market
- By: Wendy Cuthbert
- December 7, 2009 December 7, 2009
- 11:28
A strategy for getting through gatekeepers
There are some unique and challenging ways to get to the prospective client; but it may take some time
- By: George Hartman
- December 7, 2009 December 7, 2009
- 11:28
Help clients tie up loose ends before yearend
There are some financial planning moves that can ensure clients save some costs and defer certain taxes as 2009 draws to a close
- By: Jade Hemeon
- December 7, 2009 December 7, 2009
- 11:28
The more you know…
Lenore Davis, a financial planner with Dixon Davis & Co. in Victoria and the new president of the Institute of Advanced Financial Planners, is a…
- By: Grant McIntyre
- December 7, 2009 December 7, 2009
- 11:28
A period of ground-shaking change
Embrace the transformation by discarding the business models of the past
- By: Dan Richards
- December 4, 2009 December 4, 2009
- 15:10
Guaranteed Minimum Withdrawal Benefits: Leaner and meaner but still appealing for the risk-averse
The benefits offered by GMWBs aren’t as rich as they used to be, but sales are still strong among conservative investors
- By: Geoff Kirbyson
- November 17, 2009 November 17, 2009
- 15:22
Navigating the shoals of foreign currencies
While bouncing exchange rates hold high risks for older investors, staying too close to home has its own downside
- By: Catherine Harris
- November 17, 2009 November 17, 2009
- 15:22
Rising prices could wreak havoc on clients’ portfolios
Shifting assets toward equities, real-return bonds and other types of corporate bonds can help clients tackle the threat of inflation
- By: Catherine Harris
- November 17, 2009 November 17, 2009
- 15:22
A fine balance: Getting the risk right in RRIFs
The first boomers are entering retirement, leading to more requests for advice on RRIFs
- By: Rosemary McCracken
- November 17, 2009 November 17, 2009
- 15:22
Changes to CPP provide greater flexibility
The various reforms that the federal government proposed earlier this year “better reflect the many paths people take to retirement”
- By: Dwarka Lakhan
- November 17, 2009 November 17, 2009
- 15:22
Low rates drive appeal of RRSP catch-up loans
As clients feel more confident about economic recovery, now is the time to recommend loans aimed at maximizing contributions
- By: Geoff Kirbyson
- November 17, 2009 November 17, 2009
- 15:22
Helping retired clients balance dreams and needs
Aging and retirement is a dramatic period; even the most cursory list of major events ranges from declining health, to the loss of friends and…
- By: Megan Harman
- November 17, 2009 November 17, 2009
- 15:22
The great stabilizer: Using bonds to steer a steady course
Bond mutual funds that are well managed have produced terrific returns this year; and holding them in RRSPs has extra benefits
- By: JoAnne Sommers
- November 17, 2009 November 17, 2009
- 15:22
IPPs offer significant benefits for business owners
Advantages over traditional RRSPs include higher contribution limits and measurable tax benefits, among others
- By: Dwarka Lakhan
- November 17, 2009 November 17, 2009
- 15:22
The continuing value of diversification
The “smart money” is still using alternative investments such as hedge funds and commodities
- By: James Langton
- November 17, 2009 November 17, 2009
- 15:22
Helping grandchildren get started on saving
Combine youth and compounding, and the savings built inside RRSPs can be substantial
- By: Jade Hemeon
- November 17, 2009 November 17, 2009
- 15:22
Tax-Free Savings Accounts: A remarkably flexible way to build wealth over a lifetime
More and more Canadians are learning that using a TFSA in combination with an RRSP gives them many advantages
- By: Rudy Mezzetta
- November 17, 2009 November 17, 2009
- 15:22
Long-term planning can prevent short-term frugality
Retirees and those approaching retirement are cutting back on their expenses because of the recession; they don’t need to, experts say
- By: Olivia Glauberzon
- November 17, 2009 November 17, 2009
- 15:22
How to spot fraud — and what to do
Advisors can take steps to ensure vulnerable seniors are protected from unscrupulous people
- By: JoAnne Sommers
- November 17, 2009 November 17, 2009
- 15:22