Many widely held beliefs about getting client recommendations have been disproved by research. Understanding the realities of referrals can help you build your business
Helping seniors and their families navigate the challenges of later-life transitions has remained a passion of Bev Evans since she entered the financial services industry…
Proponents of aromatherapy say essential oils have healing properties
Letters of engagement clarify clients’ goals, now and in the future. These documents also serve as efficient planning and prospecting tools. So, why don’t more…
An advisor who would like to combine his resources with several other advisors at the same firm asks “Coach’s Forum” if forming the partnership, which…
Although laws concerning these changes have not yet passed, you should not ignore these proposed changes at this time
Some fund unitholders in the Prairie provinces will be subsidizing those in B.C. and Ontario
Canada Revenue Agency officials continue to debate what some view as “excessive” interest deductions
Canada has tax treaties that reduce the pain of withheld taxes on foreign holdings, but taking advantage of them can be complex
The feds continue to implement changes that were recommended by an advisory panel in 2008
Newfoundland and Labrador’s declining personal income tax rate reveals a much healthier provincial balance sheet
Transactions that bear two of three “hallmarks” will have to be reported under new regime
Some of the rules that were accepted wisdom no longer apply; traditional “bonus down” plan is not always the best approach
A B.C. judgment potentially leaves advisors open to charges of unprofessional conduct if assets are transferred to protect wealth
Time limit for deemed dispositions from trusts can be a trap for financial advisors and clients
Family trusts and offshore residency have caught the agency’s attention
There is a concern relating to certain product designs that could be leaving some taxable income on the table
Tax agency keeps up the pressure
U.S. citizens or holders of green cards living in Canada might be tempted to open a tax-free savings account. But opening a TFSA might result…
There are different tax implications for both courses of action, but the decision depends primarily on your client’s choice
CRA shows some leniency on penalties for “unintentional” overcontributions; no breaks for those who manipulate the system
Grandchildren> Baby Tips for Grandparents by Simon Brett> The Unofficial Guide to Disney World with Kids by Bob Sehlinger and Liliane J. OpsomerDivorce> How to…
The growing bulge of seniors is a major opportunity to get clients thinking about the coverage they’ll need for the years ahead
Clients must know what benefits are available and how to protect those benefits as their children enter adulthood