A new report highlights the steady increase in the amount of money withdrawn from retirement savings to meet short-term needs
Investors may reconsider the risks they take on within their RRSPs
Although clients may be upset at having to pay taxes on their RRSP and RRIF withdrawals, RRSPs are the optimal, long-term savings vehicle for most clients
The top reasons pushing Canadians to make RRSPs a priority this year are receiving a tax refund and saving for retirement
Canadians who work with an advisor are much more likely to take advantage of tax-registered plans such as RRSPs and TFSAs
Report debunks common myths behind the recent decline in RRSP contributions
The advantages of making early RRSP withdrawals and postponing CPP and OAS benefits can be substantial
As TFSAs surpass RRSPs in popularity, both vehicles have their place in retirement planning
The error relates to a discrepancy between the date when the purchaser may take vacant possession of a property and the formal closing of a home purchase
Spousal RRSPs can be a simple and effective tax-saving strategy for married and common-law couples. But these accounts are not for everyone - and have potential drawbacks