Annuities can ease retiree clients’ concerns
Their major drawback is the inability to withdraw amounts beyond the income stream
- By: Jade Hemeon
- November 12, 2007 November 12, 2007
- 13:27
Latest news in Building Your Business
All RRSPs may get bankruptcy protection
While insurance-based RRSPs are creditorproof, there’s debate over whether other plans should get equal treatment
- By: Phillip Wright
- November 12, 2007 November 12, 2007
- 13:27
Registered plans not always a client’s best route
A range of strategies is available to avoid high taxes on bulging plans
- By: Monica Townson
- November 12, 2007 November 12, 2007
- 13:27
The changing RRSP landscape
The 2007 budget extended the age limit for contributions and what can go into a registered plan
- By: James Langton
- November 12, 2007 November 12, 2007
- 13:27
Options for the house-rich, cash-poor
Clients can use wealth from a principal residence to help finance retirement, but advisors should exercise caution
- By: Alison MacAlpine
- November 12, 2007 November 12, 2007
- 13:27
For well-heeled clients
Three strategies for building non-RRSP assets
- By: Rudy Mezzetta
- November 12, 2007 November 12, 2007
- 13:27
Enhance client relationship by offering loans
A number of institutions offer RRSP loan strategies that keep clients out of the big banks
- By: Diane Cawfield
- November 12, 2007 November 12, 2007
- 12:59
Four faces of retirement
More money, broader interests and longer lifespans mean boomers have more retirement pursuits than previous generations. So, it’s no surprise that couples may not always…
- By: Wendy Cuthbert
- November 12, 2007 November 12, 2007
- 12:59
RRSPs after death
Astute planning can reduce taxes for beneficiaries
- By: Rudy Mezzetta
- November 12, 2007 November 12, 2007
- 12:59
Canada’s pension system: more than just RRSPs
Clients need to understand the tiers of Canada’s retirement income system and how they interact
- By: Clare O’Hara
- November 12, 2007 November 12, 2007
- 12:59
Should clients hedge their currency exposure?
Not now, say many experts, who predict a lower Canadian dollar by the end of 2008
- By: Catherine Harris
- November 12, 2007 November 12, 2007
- 12:59
Taking the disciplined approach to maxing out an RRSP
Middle-income earners can practise saving techniques to build their registered plans
- By: Clare O’Hara
- November 12, 2007 November 12, 2007
- 12:59
Spousal plans useful despite new pension-splitting rules
Many older couples can continue to benefit from the flexibility of spousal plans
- By: Monica Townson
- November 12, 2007 November 12, 2007
- 12:59
Moving into retirement on the same wavelength
Advisors can encourage spouses to discuss their visions of retirement before leaving the workforce and reach a compromise
- By: Wendy Cuthbert
- November 12, 2007 November 12, 2007
- 12:59
Fending off inflation, weak markets
Asset allocation and product selection rank among the best ways to insulate clients’ portfolios
- By: Jade Hemeon
- November 12, 2007 November 12, 2007
- 12:59
Be specific about needs and solutions
A successful brochure addresses specific needs and offers solutions, says Michael Wickware, creative director of Wickware Communications Inc. in Toronto. He offers these tips to…
- By: Monica Joseph-McIntyre
- October 29, 2007 October 29, 2007
- 14:18
Spammers bent on disabling entire systems
Sensitive information on financial services systems is particularly at risk from malicious spam e-mail
- By: Danny Bradbury
- October 29, 2007 October 29, 2007
- 14:18
Challenging the industry’s integrity
A bare-knuckle assault on investment advisors and managers is well worth reading
- By: George Hartman
- October 29, 2007 October 29, 2007
- 13:39
National Do Not Call List could spell the end of cold-calling
Rules could affect advisors following up on client referrals; violations could result in penalties up to $15,000
- By: Ann MacAulay
- October 29, 2007 October 29, 2007
- 13:39
New spouses should treat assets jointly
Shortfalls in one partner’s assets can be addressed by using new structures and adding insurance
- By: Catherine Harris
- October 29, 2007 October 29, 2007
- 13:39
Finding success with tried-and-true marketing method
Although Scott Stewart doesn’t consider cold-calling fun, it has netted his business some significant clients
- By: Geoff Kirbyson
- October 29, 2007 October 29, 2007
- 13:39
Look before you leap into a partnership
Forming a partnership with another advisor has its risks; you could be liable for your partner’s regulatory missteps
- By: Ann MacAulay
- October 29, 2007 October 29, 2007
- 13:39
Take a load off in order to save your life
Carrying too many pounds is more than an image problem — that extra weight can lead to life-threatening diseases
- By: Celia Milne
- October 29, 2007 October 29, 2007
- 13:39
Stick to your business model
By cold-calling thousands of potential clients each year, advisor Scott Stewart and his team at ScotiaMcLeod Inc. in Winnipeg have taken the hard route to…
- By: Geoff Kirbyson
- October 29, 2007 October 29, 2007
- 13:39
Your cell could be your navigator
Lost? Help may be as close as your BlackBerry or your cellphone
- By: Danny Bradbury
- October 29, 2007 October 29, 2007
- 13:39