With low interest rates and rising house prices, many Canadians are carrying mortgage debt into retirement. While that's not necessarily always a poor choice, clients…
Many older clients find themselves with valuable homes but too little cash. Renting part of the house might avoid selling or remortgaging
Ending a marriage later in life can mean a big financial hit, as well as lots of new issues with adult children. Planning ahead can…
Age eligibility for old-age security is changing because of looming funding problems as the population ages. But clients most affected by the new rules will…
Even though low interest rates mean returns that lag inflation, many older clients remain extremely averse to taking almost any risks in today's volatile markets.…
The favoured place to retire may have financial negatives
Uncertainty in markets and low interest rates can make it a challenge to help clients of any age with strategies in the year ahead. These…
Two theories of retirement financial planning suggest that assets and income streams can be altered in more precise ways as clients move through the many…
One-third of all wealth in North America now is controlled by women. And that percentage is increasing by 8% annually, according to a recent study…
Choice of investments can change in the de-accumulation phase. Reviewing the options
Diving interest rates and uncertain equities have led to major changes in the availability and features of guaranteed minimum withdrawal benefits. Some advisors are steering…
The return to standard time on Nov. 4 is a good news/bad news story for many Canadians. We might appreciate the extra hour of sunlight…
The large-scale functions that got results 10 or 15 years ago seldom work today. To be successful, client appreciation events must be unique, intimate and…
Although it's natural to conclude that a child's death would not have a significant financial impact on the lives of his or her parents, there…
A new book by a Chinese-American finance professor imparts China's traditional attitude toward money. Many of the lessons deal with the creation of human capital
Bob Owens makes sure clients are prepared - both psychologically and in their portfolios - for the market's ups and downs over the long term.…
Business consultants say tools such as a long-term plan, a client road map and client meeting prototypes can keep you moving toward achieving your goals…
Microsoft's new Windows 8 OS is here, along with a range of hybrid tablet/laptop computers to run it. Get ready for the "post-PC generation," in…
Every year, many canadians move to take a new job – sometimes because it pays more or has better promotion prospects, sometimes as a transfer…
Clients need to know how you're being paid, so don't put off the discussion
It's worthwhile having a group of professionals you can turn to for advice about the growth of your business
It's time to graduate from old-school marketing and embrace the power of the Internet
When an associate expresses an interest in becoming a partner in your practice, avoid becoming too generous with the equity of your business. Consider the…
Darren, a 48-year-old divorced father who has no company pension plan and only $200,000 in retirement savings is concerned that he may not have enough…
Tax increases are minimal and some provinces have even managed to provide tax breaks