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Keyword: Mortgages

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Architecture of the colorful houses on the steep streets of St John's, Newfoundland, Canada

The Bank of Canada uses the posted five-year fixed mortgage rates at Canada’s biggest banks to calculate the rate used in stress tests

Many floating blue percent cubes

Rate will change from 4.99% to 5.14%

row of houses on spring street in toronto

TD, Royal Bank confirm hikes

Male hand with pen on the investment chart with calculator and canadian dollars

The increase in renewals comes as mortgage rates have been rising

Male hand with pen on the investment chart with calculator and canadian dollars

Mortgage brokers increasingly direct home buyers toward alternative lenders

The hikes follow a move by the Bank of Canada to boost its key short-term rate

RBC, TD and CIBC raise rates

Interest rate shocks for some households could be “significant,” report warns

The new rules will extend stress-testing requirements for homebuyers to uninsured mortgages

Stress tests examine impact of several extreme scenarios on the mortgage lender