Certain clients who have had non-aggressive cancers or coronary artery disease can now quality for coverage of up to $500,000
Good behaviour can earn points toward reducing premiums
The insurer’s new program is focused on rewarding healthy living by giving discounts on policies to clients who track their fitness levels and other key health-related data
Many people have a negative perception of life insurance sales
TC Media/Credo survey shows that life insurance is less popular with certain groups
You must have a complete picture of your client’s personal situation
Jim Ruta, president, AdvisorCraft Media and Consulting, explains one question for clients and prospects that immediately puts the question of “How much life insurance do I need?” into a realistic perspective.
Access Life will provide coverage to clients who prefer not to get medical exams, including those who are in good health
Jim Ruta, president, AdvisorCraft Media and Consulting, explains that life insurance, particularly whole life, can be a valuable asset class that provides guaranteed, crash-proof returns for your clients, and also tax-advantaged estate planning.
Dividend reductions may cause difficult client conversations