The "holy grail" of a soft landing is back in play
Consultation considers array of tools to address rising debt service risks
Higher interest rates to drive down deposits and increase funding costs
Home prices are expected to reach their bottom sometime in early 2023, after declining 20% from peak to trough
Inflation shifts from goods to services, BMO report explains
Lagging effects of higher rates to impact banks' bottom lines this year
Risks remained that inflation could stay higher than expected
TD expects inflation will fall next year but no consensus on whether BoC will hike rates further
Mortgage growth slowed but household credit card use is surging
TD expects the debt service ratio to hit a record high of 16.1% by the first quarter of 2024