Funding, capital strains and real estate risks underpinned the rating actions
Margins, profits to be squeezed as consumer protections boosted
Decline in working population to pressure growth and government finances
Declining loan growth, rising funding costs temper benefit of higher rates, Moody's says
Major reforms unlikely after review finds funds resilient to market stress
Tighter financial conditions pose growing threat to non-banks that may spread throughout financial sector
With factors that drove growth now in reverse, sector confronts array of headwinds
Credit ratings, outlooks under pressure as challenges mount for U.S. commercial property sector
Demand for minority directors expected to increase as transparency improves
High-profile enforcement may spur U.S. policy reform, Moody's says