Strong 2025 has banks poised to face trade, economic challenges
Tepid growth expectations, downside risks weigh on banks' fortunes
Refinancing activity driving rise in originations, as pandemic era echoes
Certain delinquency rates rising, but credit losses look manageable
Trade tensions, geopolitical worries weighing on loan demand, underwriting
Unemployment key to credit quality, lenders' bottom lines
Revenues, net income rise despite the spectre of uncertainty and economic damage
Appeals of findings on liability, and sanctions, both rejected
Credit card balances rise, driving faster debt accumulation
Increased mortgage borrowing drove monthly rise in household liabilities