Should insurance be offered by advisors as part of a holistic financial plan or sold as a complex product by expert salespeople?
As regulatory oversight increases, advisors grapple with succession, financial planning and independence
FSB proposes series of recommendations for addressing liquidity issues
U.S. bank failures possible, particularly for smaller banks with higher exposures
Earnings hurt by declining property values, rising credit losses
Industry and advocates say more work is needed
Insurance advisors answered multiple-choice questions about their industry experience for this inaugural research
MGAs and carriers are revamping their support programs in response
Regulator adopts tougher penalties for cheating, restrictions on rewriting
Draft guidance forms part of larger effort to improve industry conduct