Job vacancies continue their steady decline
Rating agency expects 100 basis points of rate cuts next year
Inflation-adjusted credit declined for first time since 1990s recession, according to National Bank Financial
Recent labour activity to work against falling inflation, TD report says
Jobless claims -- seen as a proxy for layoffs -- dropped by 24,000 to 209,000
Rate cuts to start materializing by mid-year
More recent data in Canada, U.S. points to rising joblessness
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Short-term expectations increase, long-term view unchanged
Capital requirements to grow, profits under pressure for mortgage insurers