Pre-tax profit margin climbs to a record 30.1
trong loan growth and improved income margins drive increase
Firm posts record revenue and income from continuing operations in Q4
Boosts dividend by 12.5%
Investment bank to spin off Discover credit card unit
Industry poised to post its fourth consecutive year in record profit
Record results at Wall Street investment banks
Slowdown in demand for auto products results in third straight quarterly decline
Annual earnings reach US$9.54 billion
Declares stock dividend and 14% increase in quarterly cash dividend