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Man holding a credit card, typing on laptop, online shopping

Outstanding mortgage and credit card balances rise

African businessman holding letter reading bad bank news about debt

Total household debt reached $2.3 trillion in Q2, up 4.2% from last year

Personal finances

HELOC balances decline, cooling credit card and mortgage growth

senior man giving credit card details on the phone

StatsCan finds fraud to be widespread, rarely reported to police

Representation of household debt

Annual mortgage debt growth slowest since 2011, StatsCan says

men rolling heavy balls up ramp and stairs

Poorer households hit harder by economic and financial conditions

Businessman calculating and checking articles of agreemen

At RBC, one-quarter of customers use points for mortgage, credit card payments

Man with smart phone and credit card with online shopping and payment.

Credit card balances rise as mortgage growth slows

Man with smart phone and credit card with online shopping and payment.

Higher cost of living contributed to greater credit demand, Equifax says

Two shopaholics carrying paperbags while walking along shop window

Tighter financial conditions and diminished savings will weigh on U.S. consumers, Fitch says