Funding, capital strains and real estate risks underpinned the rating actions
Securities industry association expresses concerns with planned changes
New guidelines adopt global banking regulators' standards
Financial, regulatory headwinds drive tougher operating climate
Latest increase ensures banks have a cushion to absorb rising credit losses
Supervisory action to boost banks' capital, liquidity would aid creditors, depositors
Credit provisions, rising capital, liquidity, expenses blunt banks' results
Capital ratios expected to tick up as new rules take effect, DBRS says
Review will examine whether the risks of the fast-growing category are adequately captured
Regulatory change likely on the way following bank sector turmoil, Fitch says