Total mortgage originations are forecast to decline 25% in 2014
Some activities may be shifted to non-bank subsidiaries
Banks with high cost structures, elevated efficiency ratios, and lower capital ratios are likely targets for consolidation
Aim is to eliminate false incentives, make compensation transparent
Big firms would have to maintain a tier 1 capital leverage buffer above the minimum Basel III requirement
Government says it intends to strengthen standards in banking
Report examines the challenge of how to balance the conflicting goals of risk sensitivity, simplicity and comparability
Most U.S. banks should be able to meet tougher capital adequacy standards set by U.S. regulators, says Fitch Ratings in a new report. The rating agency notes that the new requirements — finalized earlier this week by the U.S. Federal Reserve Board — are positive for financial stability. And, it says that it believes that […]
There are notable outliers evident in each asset class, but the sovereign asset class shows the greatest variation
Revised standard will help address risks associated with interactions with shadow banks