Co-operators General Insurance Company is reporting weaker earnings for the second quarter ended June 30. Consolidated after-tax net income was $7 million, compared to the $11.5 million earned during the same period in a year ago.

Gross written premium in the second quarter increased 6.3% to $473 million, compared to $445 million in the second quarter of 2001. The claims ratio for the quarter was 79.2%, compared to 72.7% a year ago. The combined ratio of claims and operating expenses was 108.1%, compared to 103.0% for the second quarter of 2001.

Gross written premium on a year-to-date basis was $809 million, reflecting an increase of 5.6% over last year. Earned premium growth was 7.1% above the previous year.

Net income was $4.7 million, compared to a loss of $8.5 million for the six months ended June 30, 2001. Investment income at $66.3 million decreased 7.1% from the $71.3 million reported for 2001.

Earnings per common share were 20¢ for the second quarter compared to 43¢ for the same period last year.