Cary List is president and CEO of FP Canada, a national professional body dedicated to fostering better financial health for Canadians by leading the advancement of professional financial planning.
In his final column, Cary List shares his thoughts on the future of financial planning
The Financial Consumer Agency of Canada’s renewed national strategy for financial literacy can help Canadians focus on the future
Financial planners can play a key role in rebuilding Canadians’ confidence
A new regulatory framework, years in the making, is an opportunity for Ontario to be a model for other provinces
The implementation of financial self-efficacy skills development in the school system is long overdue
As financial planners become comfortable doing business virtually, there could be long-lasting benefits for the industry and Canadians
The financial planning profession needs to ensure all Canadians have access to the advice they need
Stakeholders must continue working together to ensure all Canadians have the tools they need to achieve financial wellness
The vigilant enforcement of professional standards is essential to protect consumers and to maintain the integrity of the financial planning profession
Financial planners need a strong understanding of the behavioural factors that come into play when creating and implementing a financial plan
6 conversation-starters that will resonate with Millennials and Gen Z
How to know if a client relationship poses a potential conflict and what to do about it
How to get to the next generation by solving for your elderly clients’ pain points
Use this uncertain time to shine brightly with young clients and prospects
Never mind the elevated price-to-earnings ratios, a case is being made for a cap-ex powered stock market boom in 2026
A look back at 2025 — Canadian stocks, AI and not-so-great expectations
Analytics expert Michael Ervolini says there's a better way
Retirement is evolving, for clients and advisors alike
30 years after the launch of what would become FP Canada, the modern profession has learned 5 important lessons
High-quality learning opportunities are increasingly essential for members of the profession
We need to show young talent how rewarding the profession can be
Why financial planners and other financial services professionals work better together
Four takeaways from a fireside chat with Ken Bentsen and Urban Funered
SIMA’s three-step plan tackles RRIF rules, investment management fee taxation and more
Government policies must align with economic realities and demographic trends
IFIC panel discusses ESG disclosures, fund sales and international collaboration
Using settlement annuities to safeguard inheritance and navigate the 21-year rule
Clients think they’re fine — advisors need to know that they can lead to unintended consequences
What advisors and executors need to know about vested and unvested options
Both tax and administrative considerations need to be managed
OSC document request set aside for being “unreasonable” and contrary to Charter of Rights and Freedoms
The ASC has sanctioned James Domenic Floreani, its first full proceeding against a finfluencer
How a company takeover won a group of dissenting shareholders 5 times the trading price
Issuers don’t need the protection of a second safe harbour — forward-looking information is already covered
Five messages that turn transparency into a competitive advantage
How to construct and reallocate portfolios through a risk-first lens
Correlated markets demand a new best practice in portfolio construction: 40/30/30
These five strategies enhance tax efficiency in non-registered accounts
Start thinking differently about your retired and soon-to-be retired clients
Canadian women will control almost $4 trillion in financial assets by 2028, according to a CIBC estimate — yet they’re still poorly served by advisors
Advisory firms that fail to develop relationships with millennials and Gen Z clients will lose out in the long term
In turbulent times, people need to hear from their advisors
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
Recession is unlikely, but valuations are high — a neutral equity-bond asset mix and increased diversification are recommended
President Trump’s America First policies represent a ground shift, but it’s never a good idea to chase headlines
Market uncertainty calls for neutral portfolio positioning, rebalancing
Expect low- to mid-single-digit returns long term, and there are storm clouds on the horizon
The differences between evergreen and traditional private investment funds, and the importance of due diligence
Six reasons the asset performs well in uncertain times, and two reasons to be careful
High valuations and market concentration are headwinds for future returns
Markets cling to optimism as geopolitical and economic uncertainty test the limits of investor faith
Uncertain policy backdrop, divergence among central banks and risk of re-emerging inflation are forecast to shape the investing landscape
Capitalize on opportunities in bonds, the energy transition and innovation
Drive returns for clients with fixed income, the energy transition and innovative companies
We can’t rule out a future change to the capital gains inclusion rate, but Ottawa has reversed course for now
Client-facing technology plays a vital role in achieving organic growth
Engage younger investors on their terms
Advisor time constraints, attrition are controllable factors
This growth opportunity requires freeing advisors from time constraints and meeting demand for hybrid advice
They’re not right for all clients though, and not all advisors either
Continued growth and innovation are expected
Why one portfolio manager believes ETFs have revolutionized the investment landscape
Permanent insurance also has a host of other tax benefits
Primarily using ETFs has helped one advisor to make better investment decisions, but she attributes some success to a powerful non-financial practice
Agency provides examples of when income-earning purpose is met
Taxpayer penalized for overcontribution after relying on My Account information
Advisors should speak to clients annually about crystallization
In one case, failure to report resulted in an overcontribution penalty
Public database of proxy voting records aims to better align asset managers and owners
Evolving expectations leave some managers struggling
Opinion: The backlash has limited prospects for four reasons
The goal is to create a common language for the issuance of financial instruments
Federal budget did little to invigorate sluggish investment spending
Tech, profound shocks have changed investor behaviour
A new approach is needed to replace failed government programs
Regulators require internal compliance expertise
Regulatory efficiency saves costs and ultimately benefits investors
Advisors play an important role in enhancing resiliency
The best solution to the complex transition may be flexibility
The delivery of policy shouldn’t be a last step
Get the inside scoop, from fund features to volatility and risk
Volatility is stressful but not novel, and ETFs can work in a jarring investing climate
An enhanced Canadian ESG identification framework is advancing on a foundation of international and domestic norms
The CFRs are really about formalizing and documenting processes to prove they’re followed
