No longer strictly a joint decision, spouses are retiring on their own terms
But mortgage experts say the new rules are not likely to affect the market significantly
High employment rates are keeping households afloat, but debt is rising
In the past 20 years, wealthy families have grabbed a bigger share of the economic pie
Although the Canada Pension Plan seems to be going from strength to strength, things are not looking quite so rosy for the Quebec Pension Plan. A new report from the Ottawa-based Caledon Institute of Social Policy highlights the differences between the two plans and suggests action needs to be taken soon to protect the pensions […]
Couples are now better prepared for retirement because of increased registered pension plan membership among wives
Statistics Canada finds that, by far, the largest gains are being made by those at the top of the pyramid
A range of strategies is available to avoid high taxes on bulging plans
Many older couples can continue to benefit from the flexibility of spousal plans
Proposed registered plans may not be ideal for clients in all asset levels