U.S. experience contrasts with measured approach by Canadian banks
Size and large bureaucracies can create problems, but can also make it easier to implement solutions to help clients
Suit alleges conflict of interest in promotion of Book4Golf shares
Look for educated savers
Number of money manager relationships likely to be trimmed
Answers vary from money, independence and location to lack of red tape and good management
Says fund Web sites fail to support advisors
TD Canada Trust, despite merger, draws top reviews for its systems
But with technology still evolving, planners should keep their eyes on the next learning curve