The middle east has the potential to become the newest emerging-market frontier for investors. The region has one of the largest equity markets in the world, bigger than South America and eastern Europe, but it remains risky and largely closed to foreign investors. However, as its markets begin to open up, it may be worthwhile […]
Return of premium riders on insurance policies ensure a payback if no claim is made
Back-to-back annuity strategy can also reduce tax for high-tax-bracket clients who are over 60
Each generation is living longer than the last, so advisors must help their clients prepare for retirement that may last decades
One year after the European Union added 10 new members, the mood across the region is less than euphoric. Despite the expectations preceding the May 1, 2004 expansion, popular support for the enlarged EU has waned, undermining the regional body’s strength. But while business and consumer confidence in the EU-15 — members prior to enlargement […]
In addition to insurance coverage and “tax-sheltered” investing, high-income clients can get access to investment capital and potential tax savings using a 10-8 universal life plan. The 10-8 UL plan incorporates a loan strategy that effectively reduces the amount of money deposited into the plan through a loan facility, while guaranteeing a rate of return […]
As assets at altamira Investment Services Inc. continue to shrink, many of its former staff who now run their own businesses are riding a tidal wave of success. In a little more than five years, the businesses they run have cumulatively acquired more than three times more assets under management than their former employer, which […]
All the hype about a super-charged Chinese economy has meant very little to foreign investors in recent years because the country’s stock market has not benefited from its economic growth. In fact, the Chinese stock market is in a dismal slump, trading below five-year lows, and stocks of Chinese companies trading on foreign exchanges have […]
When sean david’s application for critical illness insurance was denied, his insurance advisor called him simply to say he was sorry. The advisor offered no explanation, other than that David, 47, was “too high-risk.” David’s case is not unusual: CI insurance applicants have a relatively high rate of rejection compared with other insurance products. Nor […]
Fuelled by myriad internal and external factors, emerging markets have been on a roll over the past five years — significantly outperforming their developed counterparts. While they remain vulnerable to external shocks, their prospects remain good for the near future, presenting investors with an abundance of opportunities to benefit from their growth. Based on the […]