Determining a client’s need for life insurance requires a detailed assessment of assets and liabilities. There is no set formula because every client carries a unique set of risks and some clients may not even need insurance
The tax consequences of the investment vehicles chosen can make a big difference to your client’s bottom line
Exchange-traded funds give you a wider range of options for building balanced portfolios for your clients
Insurance-based products can provide a secure income stream
Five ways to take your business to the next level
Evolving corporate-governance standards for the selection of directors are the focus of new proposals
The institutions issuing tax slips often do the necessary conversions, but your clients may be left with the task
Two changes, intended to eliminate certain inconsistencies between the tax benefits of individual pension plans and other retirement vehicles, could make IPPs far less attractive
The federal government is looking for ways to end what many tax experts say is inappropriate use of employee profit-sharing plans to avoid payroll deductions and to split income with family members
The acquisition of AXA Life Insurance from Intact will strengthen SSQ’s position as a player in insurance, investment and retirement products