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Interest rate uncertain

However, emerging trends weigh on projected costs

  • By: IE Staff
  • November 6, 2023 November 6, 2023
  • 12:04
egg carton with one egg left

Study argues for providing Canadians more retirement savings room, allowing OAS/CPP deferral after 70

Queen's park, Ontario

Eligible seniors would receive up to $1,000 more annually

Advisors need to consider several aspects, such as life expectancy and whether the client will spend or invest CPP and OAS

Piggy bank with money flat icon illustration

Seniors aged 75 and older will receive the $500 payment in August

RRSP piggybank

The Liberals also raised OAS payments and proposed a foreign real estate tax


The pandemic may cause your clients to rethink when to claim government benefits

the canadian parliament and library during the fall

OAS recipients will get $300 and GIS recipients will get $200

stressed senior couple calculating budget at home

A paper from the C.D. Howe Institute makes several recommendations

Clients who put off receiving CPP and OAS payments can reduce their longevity risk. These clients will need other sources of income to bridge the gap until they begin collecting those benefits