Earnings were down year over year from $933M
Non-prime consumer lender says it will take more than $200M in charges in Q4
Net income dropped from $16M last year as non-insurance costs increased
Bank's name will live on after sale of commercial ops to Fairstone
In Canada, many of the gains were coming from the tech sector
Its Canadian commercial banking, wealth management business earned $647M, up from $591M a year ago
Its wealth management, insurance business earned $757M, up from $680M last year
Its wealth management business earned $1.3B, up from $980M a year ago
The gains were driven by the bank's diversified, complementary franchises: CEO
Its wealth management business posted earnings of $352M, up from $328M