Insolvencies for the third quarter overall are down 9.2%,
Alternative filing rises
Canadians are vulnerable to an external shock, economists say
Total filings down nearly 13% from May 2009
Despite month-to-month improvement in January, the number of insolvencies was 26.4% higher than a year earlier
Proposals increase nearly 40%
Second-straight monthly drop
Bankruptcies tumble, consumers go shopping
Personal insolvencies up 45.5% compared with last year
Trend could mean a swift recovery for the job market, economist says