Industrial Alliance Insurance and Financial Services has launched five new investment funds called Focus Funds. The funds contain optimal asset allocation, adapted to each investor’s profile, and automatic monthly rebalancing of the portfolio, in order to respect the original profile at all times.

“Focus Funds are specially designed for investors who are seeking a well-diversified portfolio that will provide them with an unquestionable advantage — peace of mind,” says Denis Ricard, assistant VP, marketing, at Industrial Alliance. “Asset allocation is revised by our specialists, who devote all of their energy to the daily management of funds, distributing them according to each client’s investment objectives and risk tolerance. This results in an optimum balance and a better long-term return.”

Since the weighting of the various Focus Funds assets varies according to each client’s risk tolerance level, it will be essential to properly determine the investment objectives of each one. To do this, the client is asked to complete an investor profile form.

Once the investor profile has been established, the Focus Fund that best corresponds to the client’s needs is selected from the five proposed funds. Regardless of the profile the client corresponds to, our specialists emphasize Diversification. Each Focus Fund is distributed between three asset classes: bonds, Canadian equity and global equity. But a portfolio that corresponds to a prudent investor will contain, relatively speaking, more bond funds than an aggressive investor portfolio.

The automatic monthly rebalancing of the invested amounts, says Industrial, will ensure that the client’s wishes are always respected.