This special feature from the Mid-November 2014 issue of Investment Executive examines such topics as; why your older clients should remain invested in equities, working in retirement, retiring in debt, strategies for snowbirds and much more.
November 7, 2014Peter Drake, senior vice president of retirement and economic research at Fidelity Investments Canada, discusses the changing face of retirement and how longer lives and lower interest rates are creating challenges for investors.
Investing statistics consistently show that continuing to hold equities during the long decades of retirement - with an eye to prudence - is a better choice than giving in to fear and playing it too safe
Make sure clients over the age of 65 take steps to trigger the pension income credit. The often overlooked credit can present tax-planning opportunities
There are a plethora of fixed-income ETFs, ranging from index trackers to more specialized products, that offer benefits such as liquidity and low management fees for clients
RRSP season can bring on a hectic schedule of client meetings, late nights and other obligations. If you aren’t prepared, you could be left feeling overwhelmed and exhausted. And that can be bad for business. “When we get stressed and fatigued, we are more susceptible to being forgetful, moody and irritable,” says Jordan Friedman, stress-management […]
The assumption that a retired client should withdraw 4% from his or her portfolio annually is losing credibility among advisors and economists
While the proposed Ontario Retirement Pension Plan is receiving some nods, critics argue that mandatory contributions may hurt employers
Even though Canadian equities markets are highly concentrated in a few sectors - and small compared with other markets - many clients remain uneasy about investing outside of this country. But it's a conversation advisors need to have
Canadian clients who spend significant amounts of time outside the country every year risk losing their health benefits, as well as possibly facing negative tax consequences
Tax rules allow for inadvertent overcontributions to a client's RRSP, which can grow tax-free for decades. But there are strict limits on the amount - and anything in excess of that could generate substantial penalties
The 2025 ETF Guide provides a snapshot of how these products are evolving, from industry-wide trends to regulatory changes, along with some of this year’s…
Everything financial advisors need to know about this year’s federal budget
Follow our coverage of Bridging Finance Inc., a portfolio manager and exempt market dealer based in Toronto.
Disability insurance, annuities and much more