Rethinking Retirement

Longer lives are transforming financial advice. This special feature from the Mid-November 2015 issue of Investment Executive examines such topics as helping single retirees, using insurance-based income products, helping clients manage debt in retirement, planning for longevity and much more.

November 23, 2015

Rethinking Retirement: A growing need for equities

Darren Coleman, senior vice president and portfolio manager at Coleman Wealth/ Raymond James, the challenges of investing in retirement and the need for clients to hold stocks.

  • November 23, 2015 December 15, 2017
  • 12:00

Replay: The realities of retirement

Determining how much is enough, how much is too much, and how fast to spend it in retirement

  • November 13, 2015 January 29, 2018
  • 14:30

The second (or third) time around

Older clients who remarry should tread carefully, especially if they are bringing significant assets into the relationship. In many cases, a marriage contract or pre-nuptial agreement is advisable

  • November 6, 2015 November 6, 2015
  • 00:00

The long game: Post-90 planning

As average lifespans continue to set new records, some financial planners are routinely planning on the basis that clients will live to 100 years old. Review some of the key areas that your clients need to be aware of to retain quality of life

  • November 6, 2015 November 6, 2015
  • 00:00

Seniors’ debt is on the rise

The number of clients who are retiring with mortgages and large credit card bills is increasing. The solution lies in planning and client/advisor communication

  • November 6, 2015 November 6, 2015
  • 00:00

Smoothing out the post-work ride

Without employment income to steady volatile markets, retirees often look to insurance-related products, such as seg funds and other investment vehicles offering guaranteed returns, to provide predictable income flows and benefits

  • November 6, 2015 November 6, 2015
  • 00:00

Going it alone in retirement

People in Canada who are single now outnumber those who are part of a couple. These singles are used to running their own show. However, these clients still have special planning needs that financial advisors can help with

  • November 6, 2015 November 6, 2015
  • 00:00

Grown kids can drain finances

Many parents are helping their adult children financially - to the point that some are even delaying retirement. You can help by setting up family meetings and promoting financial literacy

  • November 6, 2015 November 6, 2015
  • 00:00

Attracting retired prospects

Persuading baby boomers and retirees to leave the advisor with whom they have a relationship is a tough sell - unless you can prove that your expertise will make the switch worthwhile

  • November 6, 2015 November 6, 2015
  • 00:00

Using ETFs for retirement portfolios

With the rising flexibility of exchanged-traded funds (ETFs), it now is possible to build portfolios for retired clients using only ETFs. Two experts show how to create yield and control risk with ETFs that deliver asset allocation and regional diversity

  • November 6, 2015 January 22, 2018
  • 00:00