Rethinking Retirement

Longer lives are transforming financial advice. This special feature from the Mid-November 2015 issue of Investment Executive examines such topics as helping single retirees, using insurance-based income products, helping clients manage debt in retirement, planning for longevity and much more.

November 23, 2015

Rethinking Retirement: A growing need for equities

Darren Coleman, senior vice president and portfolio manager at Coleman Wealth/ Raymond James, the challenges of investing in retirement and the need for clients to hold stocks.

  • November 23, 2015 December 15, 2017
  • 12:00

Replay: The realities of retirement

Determining how much is enough, how much is too much, and how fast to spend it in retirement

  • November 13, 2015 January 29, 2018
  • 14:30

Attracting retired prospects

Persuading baby boomers and retirees to leave the advisor with whom they have a relationship is a tough sell - unless you can prove that your expertise will make the switch worthwhile

  • November 6, 2015 November 6, 2015
  • 00:00

Using ETFs for retirement portfolios

With the rising flexibility of exchanged-traded funds (ETFs), it now is possible to build portfolios for retired clients using only ETFs. Two experts show how to create yield and control risk with ETFs that deliver asset allocation and regional diversity

  • November 6, 2015 January 22, 2018
  • 00:00

Retirees need exposure to stocks

The challenge for advisors with older clients is to position them with the amount of stock exposure that meets both their financial requirements and their risk tolerance

  • November 6, 2015 November 6, 2015
  • 00:00

Don’t forget about spousal RRSPs

Families in which one spouse has no or little independent income may find that using a spousal RRSP remains a helpful way to split income. Knowing that the non-earning spouse has assets in his or her own name also can be a comfort

  • November 6, 2015 November 6, 2015
  • 00:00

The executor “minefield”

As a financial advisor, you are not permitted to act as executor for your clients. You can, however, offer valuable advice in helping your client select an appropriate person and avoid serious problems in the settlement of an estate

  • November 6, 2015 November 6, 2015
  • 00:00

Homebodies: Stay put or rent?

Selling the family home and renting in retirement can be an appealing idea: running a household becomes more convenient and bank accounts benefit from the generation of capital. However, these are only a few of the factors that play into what is a huge decision for most clients. Emotions, habit and the desire to stay […]

  • November 6, 2015 November 6, 2015
  • 00:00

The second (or third) time around

Older clients who remarry should tread carefully, especially if they are bringing significant assets into the relationship. In many cases, a marriage contract or pre-nuptial agreement is advisable

  • November 6, 2015 November 6, 2015
  • 00:00

The long game: Post-90 planning

As average lifespans continue to set new records, some financial planners are routinely planning on the basis that clients will live to 100 years old. Review some of the key areas that your clients need to be aware of to retain quality of life

  • November 6, 2015 November 6, 2015
  • 00:00