Economic risks in the U.S. banking sector are declining
Banking regulator says eight banks have a $43 billion capital shortfall
Status brings added regulatory requirements
Reforms necessary to restore public trust
Sustained increase in interest rates could hamper bank capital
Rating agency expects deterioration in credit cards, home-equity lines of credit and residential mortgages
JPMorgan Chase outlook changed to ‘negative’
Some markets face greater challenges
Draft legislation would allow banks to negotiate individual closing agreements with the U.S. Dept. of Justice
Tougher regulation has generally contributed to stronger capital and liquidity profiles