Rating agency says energy prices having minimal effect
Regulators are planning to introduce capital surcharges for the largest, most systemically important banks
Big banks exceed expectations in first quarter
Majority of banks reported higher operating revenues and improved earnings
Conduct risks expected to remain high in the short term
Limited impact for U.S. banks
Size is not the only important factor in determining a bank’s systemic importance
Report highlights banking systems where the negative effects of the oil-price decline will be felt the most
Rating agency expects earnings to slow as banks shift their focus away from consumer businesses
Banks face slowdown in consumer borrowing