Report highlights banking systems where the negative effects of the oil-price decline will be felt the most
Rating agency expects earnings to slow as banks shift their focus away from consumer businesses
Banks face slowdown in consumer borrowing
Earnings affected by a sizeable drop in capital markets activities
Rating agency questions just how well statutory bail-in regimes in Latin America and Canada will work
Rating agency becoming more cautious
Banks with large energy loan books have manageable exposures to the energy sector relative to their capital positions
Royal to retest $9.6-billion energy loans portfolio for US$45 a barrel oil
Banks to begin year-end reporting this week
New metric follows proposed changes to global bank rating methodology