Conduct risks expected to remain high in the short term
Limited impact for U.S. banks
Size is not the only important factor in determining a bank’s systemic importance
Report highlights banking systems where the negative effects of the oil-price decline will be felt the most
Rating agency expects earnings to slow as banks shift their focus away from consumer businesses
Banks face slowdown in consumer borrowing
Earnings affected by a sizeable drop in capital markets activities
Rating agency questions just how well statutory bail-in regimes in Latin America and Canada will work
Rating agency becoming more cautious
Banks with large energy loan books have manageable exposures to the energy sector relative to their capital positions