Sales of long-term care insurance continue to lag other products, but industry players see strong prospects in this market
Working with clients whose health makes them difficult to insure can involve more work than usual and the outcome is not always favourable. But helping these clients can pay off in the long run. Planning ahead is crucial
Premiums for new policies are tied to interest rate fluctuations
Risk reduction for CWB’s defined benefit pension plan
The most common claims relate to a lack of due diligence by the advisor
Advisors could face steep costs resulting from the loss of sensitive client information
The costs would sink many small dealers, and advisors would be more vulnerable to lawsuits, lawyer says
Focus the retirement planning conversation on four keys areas
Investors and creditors, not insured depositors, would bear the cost of a bank “bail-in” recapitalization plan
High quality names are trading at very attractive valuations