CIBC posts Q3 profit of $2.4B, up from $2.1B a year ago

Canadian commercial banking and wealth management business earned $619M, up from $598M

CIBC sign on the north wall building

CIBC says it earned $2.4 billion in its third quarter, up from $2.1 billion in the same quarter last year, helped by revenue growth across its business.

The bank said Thursday the profit amounted to $2.47 per diluted share for the quarter ending July 31 compared with a profit of $2.15 per diluted share a year earlier.

On an adjusted basis, CIBC says it earned $2.73 per diluted share for its latest quarter, up from an adjusted profit of $2.16 per diluted share in the same quarter last year.

Revenue totalled $8.4 billion for the quarter, up from $7.3 billion a year earlier.

CIBC’s provision for credit losses amounted to $564 million compared with $559 million in the same quarter last year.

Analysts on average had expected a profit of $2.53 per share and $8 billion in revenue, according to LSEG Data & Analytics. 

“We continue to accelerate the execution of our strategy, driving another quarter of strong financial results including double-digit growth in net income and a higher return on equity compared to a year ago,” CIBC chief executive Harry Culham said in a statement. 

CIBC says its Canadian personal and business banking business earned $948 million for its third quarter, up from $812 million a year ago, helped by higher revenue, partially offset by higher non-interest expenses. 

The bank’s Canadian commercial banking and wealth management business earned $619 million in its latest quarter, up from $598 million in same quarter last year.

CIBC’s U.S. commercial banking and wealth management business earned $320 million in its third quarter, up from $254 million a year ago, while its capital markets business earned $722 million in its latest quarter, up from $540 million a year ago.