The investment bank benefited from market rebounds in the summer
Low interest rates cut into the U.S. bank's earnings
The U.S. bank's earnings jumped sharply in Q3, fuelled by trading, less in loan-loss provisions
U.S. bank saw few loan losses during the quarter
The bank's net income fell to $3.23 billion from $4.91 billion a year ago
The U.S. bank will extend billions in loans to Black and Latino homebuyers and business owners
Few other banks or financial companies had been as insistent about returning workers to the office
Most of the decline is tied directly to the pandemic
The five big Wall Street banks set aside more than $30B in Q2 to cover loans
The move comes as the central bank unveiled its latest stress tests