A growing body of research demonstrates that clients leave the workforce earlier than they planned
Standard portfolio construction falters because the same tool is used to address two fundamentally different problems
Although some couples view cohabiting as a way to reduce expenses, their overall wealth may not be enhanced
Deferring government pensions is an option, but there are several other strategies your clients could use to manage longevity risk
American researchers identify a retirement income strategy that can help middle-market retirees make crucial decisions
When safety over the long term is the priority, a mix of annuities and fixed-income can help hedge against longevity risk
Withdrawal rates that take guaranteed income into account help clients accept the impact of dips in their portfolio's value
This "consumption gap" may lead to a less satisfying retirement
Financial advisors may need to alter expected returns in planning software to provide better data for clients
Study suggests that delaying retirement is a powerful way to boost retirement income