The children’s protection rider and disability waiver of premium rider are the most common, as they’re offered by most insurers
The benefits offered by GMWBs aren’t as rich as they used to be, but sales are still strong among conservative investors
Combine youth and compounding, and the savings built inside RRSPs can be substantial
From business valuations to estate freezes, you can help entrepreneurs juggle estate-planning options
Understanding some of your clients’ traditions and customs can prevent inadvertent social miscues
But clients must be aware that there are several conditions if the assets are to be protected in the case of bankruptcy
Bright spots for some insurers are the new guaranteed minimum withdrawal benefit plans
Advisors should develop relationships early with immigrants to Canada
The “house rich” can monetize their equity — but not without risk or debt
The return on serving this asset group warrants the time and energy advisors expend to develop the business