Home In Depth Special Reports The challenges of retirement

The challenges of retirement

This special feature from the Mid-November 2014 issue of Investment Executive examines such topics as; why your older clients should remain invested in equities, working in retirement, retiring in debt, strategies for snowbirds and much more.

November 7, 2014

The changing face of retirement

Peter Drake, senior vice president of retirement and economic research at Fidelity Investments Canada, discusses the changing face of retirement and how longer lives and lower interest rates are creating challenges for investors.

  • November 7, 2014 October 31, 2019
  • 09:25

Staying in the game: Why it’s the best strategy for retirement

Investing statistics consistently show that continuing to hold equities during the long decades of retirement - with an eye to prudence - is a better choice than giving in to fear and playing it too safe

  • November 7, 2014 November 6, 2019
  • 00:00

Credit where it’s due

Make sure clients over the age of 65 take steps to trigger the pension income credit. The often overlooked credit can present tax-planning opportunities

  • November 7, 2014 November 6, 2019
  • 00:00

Web exclusive: Generating income for clients with bond ETFs

There are a plethora of fixed-income ETFs, ranging from index trackers to more specialized products, that offer benefits such as liquidity and low management fees for clients

  • November 7, 2014 October 31, 2019
  • 00:00

Avoiding RRSP season’s stress

RRSP season can bring on a hectic schedule of client meetings, late nights and other obligations. If you aren’t prepared, you could be left feeling overwhelmed and exhausted. And that can be bad for business. “When we get stressed and fatigued, we are more susceptible to being forgetful, moody and irritable,” says Jordan Friedman, stress-management […]

  • November 7, 2014 November 6, 2019
  • 00:00

Web exclusive: Rethinking the 4% rule

The assumption that a retired client should withdraw 4% from his or her portfolio annually is losing credibility among advisors and economists

  • November 7, 2014 October 31, 2019
  • 00:00

Pension plan or tax?

While the proposed Ontario Retirement Pension Plan is receiving some nods, critics argue that mandatory contributions may hurt employers

  • November 7, 2014 November 6, 2019
  • 00:00

Do clients need to add global assets?

Even though Canadian equities markets are highly concentrated in a few sectors - and small compared with other markets - many clients remain uneasy about investing outside of this country. But it's a conversation advisors need to have

  • November 7, 2014 November 6, 2019
  • 00:00

Snowbirds should check rules

Canadian clients who spend significant amounts of time outside the country every year risk losing their health benefits, as well as possibly facing negative tax consequences

  • November 7, 2014 November 6, 2019
  • 00:00

Understanding the overcontribution rules

Tax rules allow for inadvertent overcontributions to a client's RRSP, which can grow tax-free for decades. But there are strict limits on the amount - and anything in excess of that could generate substantial penalties

  • November 7, 2014 November 6, 2019
  • 00:00